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Posts tagged with: dave ramsey

Top Ten Most Popular Personal Finance Books of All Time


note:  this list is not my own, they are according to Amazon’s best sellers of all time.  

Who here can disagree that personal finance is one of the most important skills you can possibly learn?  It’s sad that most people are naturally born with this trait and we know most schools don’t teach this subject.

Like everything in life, you can possibly beat the curve ball with someone to guide you and teach you about the value of holding onto your money, using it to make even more money.  Sometimes your parents are these people, sometimes it is a mentor you have to pay for, or sometimes it comes through in the form of literacy.

With the rise of e-publishing, any one can self publish a book now a days.  So try to stick with these best-selling books by true financial experts.

10.  Secrets of the Millionaire Mind:  Mastering the Inner Game of Wealth, by T. Harv Eker

This is a great book that allows the reader to explore their childhood experiences and figure out if these memories are sabotaging their chance of being wealthy.  It strives to get to the bottom of understanding everyone’s “money blueprint” that is embedded in their heads.

9.  How to Retire Happy, Wild, and Free, by Ernie J. Zelinski

This book offers great tips on how to retire early, how to do so without a million dollars in the bank, and how to keep yourself busy and happy each day.

8.  Think and Grow Rich, by Napoleon Hill

Simply one of the best personal finance books out there, and I would argue one of the best books ever written.  You can take these principles that are outlined in this book and apply them to so many other facets in your life.

7.  The Magic of Thinking Big, by David Schwartz

This book, really hits home as of late, especially where this blog is concerned.  Schwartz’s idea is that people succeed only if they are optimistic, believe in themselves, find something positive in even the worst failure, and assume they’re going to win.

6.  Smart Money, Smart Kids:  Raising the Next Generation to Win with Money, by Dave Ramsey and Rachel Cruze

The book I am currently re-reading.  Does me succeeding even matter, if my kids live the same kind of life I did?  This book is a reminder that nobody is born knowing how to use money properly.

5.  The Truth About Retirement Plans and IRAs, by Ric Edelman

I have to admit, I never read this book.  But if it is in Amazon’s Top Ten Best Selling Personal Finance Books… I am sure to look into it.  In the book Edelman works to make financing one’s retirement as uncomplicated as possible.

4.  Get Rich Carefully, by Jim Cramer

Another book I never read.  Supposedly his reputation for being loud and boisterous is an act, and that this book has a lot of wisdom in it.

3.  The Compound Effect, by Darren Hardy

This is one of the books that really left an impact on me after reading it.  The book’s thesis:  every little decision you make in life, even ones that don’t seem like anything, has a compound effect on every other part of your life.

2.  Rich Dad, Poor Dad, by Robert Kiyosaki

One of the funnest and easiest to read books that will escalate your financial knowledge tenfold.  He tells the story of two fathers:  his own (highly educated, never made a lot of money) and his friend’s (dropout that is now a millionaire).

1.  The Total Money Makeover, by Dave Ramsey

One simple rule Dave Ramsey lives by… don’t borrow money, pay with cash every time.

Did your favorite make the list?

Update on Dave Ramsey’s Course


As I shared a few weeks ago I was planning on signing up for Financial Peace University at my church.  Time got away from me and I decided not to sign up for this round.  It is probably for the best that I wait until the move is complete and I’m a bit more settled.  The kids are also heading into a crazy busy last nine weeks of school.  I want to be in a place where I can focus and not be frantically participating. The church does offer them on a pretty regular basis.

Speaking of church, we had a sad event strike our community recently.  A church member and employee stole $25,000.  We have learned that this individual is battling addiction and the money went to support his habit.  What a tragedy!  This man is someone we all know and saw on a regular basis as a man dedicated to faith and family.  Our pastor sent out a beautiful email reminding all of us of our own human frailty and that this person is deserving of love and support in this difficult time.  The email was one I went back to and read several times.  While struck by the pain of this individual family and our church community, I also read it from a very personal perspective.

We are all flawed.  That is what it means to be human.  A huge part of my recovery from bad relationship choices is recognizing I am human and forgiving myself.  In spite of my debt load, I am a perfectionist and my second marriage was the result of excessive berating of myself for the failure of the first.  Now I’ve said before this isn’t a self-help blog but so much of this stuff is tied to my financial mistakes too.  I married the second husband knowing, on some level, that it was a bad choice.  But in my confused state that was the result of huge disappointment related to the first marriage, I somehow thought that I deserved an unpleasant relationship!  Unpleasant is a very nice way of describing my second marriage and I have to use that word right now b/c every other word that comes to mind is profane.  🙂

That’s the rough news.  The good news is I am connecting the dots!  With the help of a phenomenal family therapist (that #2 and I did marriage counseling through), I am connecting the dots!  And that is another reason I’m finding financial “wins.”  My entire mindset is changing and instead of seeking out negative reinforcements of my negative mental programming, I am seeking very different, positive self-talk.  I DO deserve financial freedom.  I DO NOT need more stuff to distract myself from the recordings in my head!  It’s that change that is creating the snowball effect in all areas of my life! I realize all of this sounds very Stuart Smalley of me but what can I say?  The moment struck me that this needed to be shared!

Woo Hoo!  Let’s hear it for forgiveness and mercy and always knowing that today is a new day!