:::: MENU ::::

Posts tagged with: dave ramsey

Celebrating Memorial Day Weekend…


My husband decided to throw a Memorial Day potluck at our home on Sunday. He’s not the kind of guy to barbeque hot dogs and burgers – his food is generally cooked non-traditionally. On Sunday, he and my brother prepared rotisserie pork over hickory chips in a brick fire in our backyard. Three huge slabs of pork were on sale and we were able to split the cost with my brother. Our half was only $22!

Far more people showed up than expected and throughout the day, about 35 people passed through our front door. I guess when you slow roast pork drenched in seasoning and sauces for six hours, you attract the neighbors as guests.

It was one of those days where I didn’t think about how much I hate my crummy couches, the little patch of peeling stucco, or the square of brown lawn I can’t afford to water in my backyard. All I could think was how blessed I am to have such a wonderful group of friends in my life. All those bodies with smiling faces covered the crummy couch, the friends sitting in chairs on the patio playing Phase 10 hid the patch of peeling stucco, and the square of brown lawn was the perfect place to play a competitive game of horseshoes.

When Dave Ramsey is asked how he is, he always responds, ‘Better than I deserve.’

I know the feeling.

How was your weekend? Did you spend or save?

In a Financial Rut? Find New Friends…


I’ve been listening to Dave Ramsey on my way to work and lately and he has seemed to often quote, ‘Within 10 years, your salary will be within 10 percent of your 10 closest friends. Choose wisely.’

The statement was always a bit annoying to me. What am I supposed to do, befriend expensive lawyers and doctors while kicking my sweet but underpaid school teacher friends to the curb? Um. I don’t think so.

This weekend, I was reading an old copy of the ever mature, wise, grown-up magazine… Cosmopolitan… which added to Ramsey’s statement. Cosmo agreed that our salaries would match our closest friends but went on to say that our attitudes about our finances and about our lives will also mirror our closest friends.

Hey Dave, maybe you should focus on the attitude – not the salary.

My sisters and I started paying debt around the same time. Not only are my sisters dedicated to reducing debt, they are efficient – and often funny to watch – frugalistas. Shopping with my sisters is like going shopping with the worst version of Dave Ramsey.

‘Yeah the dress is cute but debt is ugly. Put it back on the hanger.’

No, my sisters don’t make a lot of money but their attitude toward reducing debt is contagious and in the end…

isn’t that what matters?