:::: MENU ::::

Hiring Season is Upon Us!

by

Hi all! I hope your week is off to a good start!

It’s that time of year…..hiring season is here! Really, I should say application season is here (hiring tends to take place later in the year).

For those in academia, you may be familiar with the process. When universities are hiring a new professor, they often tend to have application deadlines between October-January. Hiring can occur at any time of year, but this tends to be the most concentrated time. The typical process goes as such….

Applications due October 15th (or November 1st, or December 15th, etc.). During the first round, applications get sorted through and some are “rejected” while others are held. The held copies get sorted through and organized by preference. Generally the top 2-3 people are contacted for interviews (often over the phone first, then in person), and the best man or woman wins! ; )

I’ve seen offers made as early as mid-October (for positions starting the following August), and as late as late-May (for a position starting that August).

What this means for me is that I’ll be busy-busy-busy with applications up to my eyeballs soon.

I’m taking a little different approach this year than I did last year. Last year my #1 goal, above all else, was to get back to Austin (where both my husband and I are from and most of our immediate family reside). I was applying for all kinds of jobs that weren’t even close to my area of expertise out of desperation. I thought, “it doesn’t hurt to try!”

Well we all know what good that did for me….a lotta nothin’.

This year I’m taking a different approach.

I remain firm in my decision to be selective about where I apply (instead of applying all over the country). I am open to only 3 areas: my current area (Tucson/Phoenix), the greater Austin area (from Waco down through San Marcos…maybe San Antonio), and the central Utah area. That’s it. (For new readers, I also have family in Utah).

However, instead of just applying indiscriminately for anything and everything, I’m going to be more selective. I spend a lot of time on each application. I research the faculty, their interests, their publications, the department, the culture (as much as is possible from a website), etc. etc. etc. I’m going to reserve my precious time to only apply for those jobs that are actually a good “fit” for me. Of course, it sounds so obvious, but I have applied for so many willy-nilly jobs just out of desperation to get back to Austin that I wasted a lot of time on things that – even if they had been offered to me – I probably wouldn’t have enjoyed and may not have even accepted. Why do this to myself?

So instead of applying to 15-20 places (like I did last hiring season), maybe I’ll apply to 4 or 5. Who knows? It depends what jobs come up. One was just posted with an October 15th deadline that sounds perfect for me, so we’ll see what happens.

I just wanted to give you all a heads up about my job searching situation and also to let you know what was going on in case I’m a bit scarce from time-to-time. These applications take a lot of time and attention (on top of my other work responsibilities and general life stuff). Of course, I love blogging here and checking in with you guys so I’m sure content will remain pretty regular. Just wanted to give you guys a little update.

Have a great work-week!

Ashley’s September Debt Update

by

I’m well overdue for a debt update post!

These mid-month updates are a little wonky because many of the September bills have already been paid, but some aren’t due until the end of the month. I wanted to give current balances (not projecting into the future, or going back into the past), so I’ve made a column on the table to show you when the last payment was made (either this month or last month if this month’s due date hasn’t come yet).

One other change from my last debt update is that I’ve recombined my Sallie Mae Department of Education loans (I used to have them separated based on interest rate). Not only is it easier this way, but I figured that until I start focusing specifically on the student loans (which won’t happen until after the car is paid in full) that they all get paid as a lump sum anyway, so it doesn’t make sense to separate them. Once they become a focus I’ll separate them again because I’ll be attacking the higher interest loans first. Right now they’re all getting the standard IBR payment.

So here we go:

PlaceAugust 1st BalanceCurrent BalanceAPRLast Payment MadeLast Payment Date
Capital One CC$0-17.9%-Paid off in March
Mattress Firm$0-0%-Paid off in May
Wells Fargo CC$0-13.65%-Paid off in May
BoA CC$0-7.24%-Paid off in June
License Fees$4015$34472.7%236September
PenFed Car Loan$22377$199682.49%1000September
Sallie Mae - Federal Student Loans$4459$43828.25%66September
Sallie Mae - Dept of Ed$71780$718458.25-6.55%240September
ACS Student Loans$21164$210397.24%247August
Medical Bills$6931$66030%150September
Totals$130726$127,284

A couple things I’d like to highlight:

When I started blogging (March 2014), my total debt balance = $145,473

Today (September 2014), my total debt balance = $127,284

This means I’ve paid a total of $18,189 (plus lots of interest) in the past 6 months (= roughly $3,000/month in debt payments).

Keeping at a similar pace ($3,000/month), our debt would be paid in full in 42 months.

That’s pretty exciting stuff, in my opinion!

I’ve mentioned a couple of times how depressing these student loans have been. I think it helps me to look at how far I’ve come instead of focusing on the mountain that still lies ahead. And I’m proud of these figures! It’s a lot of fun to think what a debt-free future might hold! It’s still a few years away, but its definitely going to happen! I’m glad you’re along for the journey! 🙂

How are your debt payments coming along? How much longer do you have until your projected debt-free date?