Merry Christmas and Happy Birthday to Me!

by Hope

I hope you aren’t reading this today. I hope you are surrounded by family or good friends. Sleeping in, eating rich foods and enjoying the day. But if you are reading this…then may I be the first to wish you

a Very Merry Christmas from my Family to Yours!

and then to wish myself a

a Very Happy Birthday

Yes, today really is my birthday. As a sidenote, I accept good advice, constructive criticism and lots of cheerleading…not just on my birthday but every day. Just saying!

I hope you know that there is a Reason for this Season. I hope you find that Reason. And most of all, if you are alone or a single parent like me, know that with all my heart I wish you love and peace today. It’s very hard to be a single parent on this day, very hard. Know that you are not alone, and I for one am thinking of you. You are loved, you are thought of and you are important.

The Car is Sold! – $30K in Debt – Gone!

by Hope

The van has sold! The money part won’t be done til early next week with the holiday and all, but the buyer and I have come to an agreement. The bank and I have come to an agreement. And instructions for getting everything done has been sent to the buyer.

I know I’m not supposed to count my chickens before they hatch, but guys, this is HUGE! Almost $30K of my debt will be GONE!

I will definitely be posting a numbers update next week when all the dust settles, but I wanted to share this AMAZING news with you.

I will be driving a DEBT free car, with minimal insurance and gas costs for the forseeable future. I know you only know me via posts here, but I have to tell you, that this is a HUGE step for me. I will be adding AAA this week to help with my security issues as far as driving an older used car, and if you hear of major traffic jams due to inexperienced stick shift driver…well, that’s me.

But I can already feel the HUGE weight coming off my shoulders, and I simply can’t wait to redo my budget WITHOUT the costs of this car.

Ok, enough rambling. I’m going to go spend the rest of my Christmas Eve with my kiddos…we’ve been saving for a special meal out and I’ve got a family gift that we will open tonight that I think will be a blast.

We’ll talk soon, okay?

Merry Christmas!