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An update from Adam and Emily

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Hello everyone! For those of you who don’t know, my wife Emily and I are former bloggers here at Blogging Away Debt. We handed over the reins in February 2014 while we were in the long, hard slog of our debt payoff. I have really enjoyed reading and commenting on the stories from the new bloggers here. Ashley and Jeffrey asked if we’d like to provide an update for the readers. So, thanks to those of you who’ve asked, and thanks to Jeffrey and Ashley for facilitating the opportunity.

The last 14 months have been very active for us indeed! There are so many things to update on that I’m going to split it into multiple posts. Just a warning, this first post will have very little to do with our debt payoff, but a debt update is right around the corner! I’m going to start off with one of the more fun topics – Goats!

Our Little Homestead
First, for some fun things. We told you in this post and this post about our decision to get a couple of mini-goats in summer 2013 for brush control in our back yard. The goats were wonderful lawn mowers and ate our jungle down to almost nothing, exactly what we hoped for. Billy and Olive also did what goats do, and in March 2014, the goat stork brought us Caper! This was quite the experience, seeing this little furball come into the world and grow up in our back yard. Then, surprisingly in October, we came home to more bleating from an unexpected arrival, P-a-a-a-a-atty Mayonnaise.

Caper  .Pa-a-a-a-tty Mayonnaise

Having the goats was great fun and they served a wonderful purpose ($75 each instead of a $1500 lawn tractor). But they tore up a couple of planters on our patio, and eventually discovered our bedroom window, where they started providing wake up calls about 6 am. On the day that the goats started bleating at 3:30am, I listed them for sale immediately. So we sold our 4 goats for about the same that we originally bought 2 for, and had a year of free lawn mowing in between.

We expanded into chickens last year as well! Our little flock of 5 hens was so much fun! We got beautiful brown and even blue eggs that tasted wonderful! I built my own coop in the back to add room for even more laying hens and even a couple ducks, but we suffered a couple losses to raccoons and our flock became scared of the coop, and decided to take up residence on our back porch. No matter how hard I’ve tried, I have been unable to train them back to the newly reinforced coop. So just this week, we gave the remaining ladies to the neighbor and we will have to start over with new birds. Building a coop was fun, as someone who never had a lot of training or guidance in handy work. I learned a lot, and was able to build the coop for probably around $200. It sounds like a lot, but it’s essentially an 8′ x 8′ shed that will add some value to the property as an outbuilding.

eggbowl ___
coop__coop3

After 3 seasons, I’ve finally gotten the hang of gardening in Texas. What I finally figured out is that there are 2 short growing seasons, fall/winter, and spring/summer, instead of one long growing season like a lot of the country has. You need to plant in a very specific window for your garden to have a shot at producing well in the right weather. And you have to pay attention to your soil health. 2015 was shaping up to be our best year so far, with abundant salad greens, broccoli, cauliflower, beans, strawberries, peas, potatoes, onions, carrots, and radishes. Until last weekend, a deer got through the cheap mesh fence netting I put out and basically destroyed the entire garden in one day. I have onions, potatoes, and radishes remaining. The pumpkins and squash may also survive. Because we live on top of a limestone bedrock, setting fence posts here is extremely difficult, or expensive if you hire it out. So I made freestanding fence posts and used cheap netting for the deer fence, and I’m regretting my choice to cut corners to save money on this project. I will need to put a more reliable fence up if I want anything to ever come of this gardening.

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Barnhearted Life Goals

___Our experiences with homesteading on a very small scale have also helped Emily and I clarify our long term goals together. We have a vision to run a joyful farm and apple orchard at some point in the future. In the Midwest, it is popular to go apple-picking in the fall, and also get your pumpkins, go on hayrides, and drink apple cider. We’d like to own a U-Pick orchard and pumpkin patch, but expand the operation into an organic fruit and vegetable farm, cider mill, dairy/creamery, petting zoo, and hospitality business with a bed and breakfast, retreat center, and educational classes for folks to come stay, learn, and experience traditional living first hand.

To accomplish these goals, we will need to get our finances and retirement funds in order during the next few years so that we can afford to live on less money as we take the risk of starting up our farm. Being not only debt-free, but also building the foundation for our retirement fund, will be very important goals for us so that we can enable this future together. To offer some details, I think we will need about $2.5M in our nest egg in order to retire on time. My goal is to be debt-free, and also have enough retirement savings by the time we are 38-40 years old that our investments should grow (with conservative assumptions) to be at least $2.5M by the time we are 60-65. That way, if we are never able to save another dime from future jobs or farms or businesses, we will still be able to retire comfortably if we stay out of debt.

Thanks for reading this initial update! In the next post I’ll get into more financial details.

Goodbye, Good Friend!

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A little background information about me (this may be a review for long time readers) – husband and I are originally from Texas, then moved to southern Florida (for my Masters degree), and finally out to Arizona (for my PhD). We’ve now been here (Tucson, AZ) for nearly 6 years. But one of the bad things about moving to a place specifically for grad school and then staying there is that all your friends eventually move away! They graduate and get jobs or drop out and move back home. Either way, they leave.

So although I had a lot of grad school buddies my first few years here, the further I get away from grad school (I’ve been done for nearly 2 years now), the fewer friends I have left as they all leave.

I still have a handful of more casual friends/neighbors, but I’ve got 2 really good/close friends in the area. Sadly, one of them is leaving on March 1st  (edited, for mistake): May 1st.  This is a friend I’ve mentioned several times on the blog. We get together about once a week to do a workout (walk/jog a pretty river trail in town), and she’s the friend who got married this past October.

I’ve known for awhile now (and just haven’t mentioned it here), but her new husband scored a new job that will cause them to relocate this summer. His contract doesn’t officially start until June 1st, but they’ve bought a house in their new city so they’re getting a U-Haul on May 1st, driving cross-country, and taking a few weeks to get settled in before his job begins. Hopefully I’ll see my friend again. I’m not doing a lot of “fun” travel these days so it’s unlikely I’ll fly to visit her in her new city. But we’re in the same basic field so hopefully our paths will cross at academic conferences. Also, her parents currently live in Tucson so hopefully I’ll still get to see her every once in awhile if she chooses to come visit them here.

Regardless, it will probably be quite awhile until I get to see my good friend again. So this month has been a bit more spendy than usual in terms of eating out.

First, I went out with my friend and her husband to celebrate her husband’s successful dissertation defense (they met in grad school, so he’s in the same program we had been in).

Second, she expressed interest in having a little going away party. The timing didn’t work out as she’d hoped with everything going on so, in lieu of an actual party, I told her I’d love to take her out for a “going away” lunch the day before they pick up the U-Haul.

To try to offset these expenses a bit, I’ve really tried to reign in my family’s eating out. We try to stick to a $100 monthly budget and this usually equals one time eating out as a family (as a real restaurant), a pizza night, and another cheap food night (like Mexican take-out). The budget also includes if I run through Wendy’s for a strawberry lemonade (my favorite) or if the family goes to Sonic for an after-dinner ice cream treat. You get the idea.

At any rate, I’ve gone out of my way to really make everything at home and avoid eating out at all. I think this has helped to off-set some of these other eating out costs that I’m incurring this month. But the going away lunch has yet to happen so I do have one more potentially spendy meal out. Luckily, lunch is generally not as pricey as dinner but I still wouldn’t be surprised if the single meal ends up being $50. Might not seem like a lot for a going away celebration of sorts, but it’s 50% of my entire month’s budget for eating out, so it makes me nervous about potentially going a little over in that budget category (and trying to find another category to cut-back in this late in the month is a bit of a challenge, too).

At any rate, I’ll keep you updated with how it goes. I can’t believe how quickly this month has flown by! Just as March seemed to draaaaaaaag on, this month has just disappeared! I guess its a good thing – I’m already looking toward next month and being able to make a larger car payment now that those pesky license fees are gone! Yippee!!!

What do you do to celebrate a good friend when he/she moves away?

And  – just for fun – what’s your eating out budget set at for your family (and what’s your family size)? Just curious and nosy on that one. ; )