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Then there were 3

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My dogs…

Well, they’ve been a constant bone of contention both here on BAD and in my real life. And I can openly admit that I’ve taken the “rescuing” too far. We are not going to dive into the psychology of that statement here, but know that I am definitely doing some self work these days. (And I loved the Debtor’s Anonymous suggestion on my last post, thank you.)

But now…two are headed out to their new homes in the next month.

Jake

Our 80 lb Retriever mix who Gymnast adopted (well, I did) his junior year of high school. The plan had been for him to move to Texas once Gymnast got established there. But instead, he’s going to go live with Princess for her senior year in college. She’s moving out into a one bedroom apartment. Having a big, intimidating looking dog will help me feel better about her living alone. And it will make her feel more confident and comfortable as well, seeing as she has never lived alone before.

He is staying in the family. But moving with one of the kids, just not the one we originally planned.

Jake - 80 lb retriever

Sophie

Sophie was not one we intended to adopt. She came to us as a foster, pregnant, and completely terrified of everything. That was 4-5 years ago. She stuck. But she’s never really been anyone’s dog. And it’s just in the last couple of years that she’s become a somewhat typical dog. Although most people have never seen her as she stays under a blanket or in her crate most all the time. (By her choice.)

But recently a good friend of the twins expressed interest interest in having her since losing her chihuahua a year or so back. Sophie will move to Virginia next month when Sea Cadet brings this friend to Georgia to pick her up. I am confident it will be a good placement for her. Especially as she gets older. (She’s between 8-10 years old now.)

Sophie - the 3 lb chihuahua

And then there were three! (And I’m working on another one going to live on the twins, but that’s a longer game plan since he is halfway across the country.)

Money Effects

All the dogs are up-to-do date on shots, etc. And I will most likely continue to help provide food for Jake since Princess has one more year as a broke college student. But I am slowly making progress is cutting back on my expenses. Making better decisions.

 

No Self Control – Have to Do Something Different

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I failed last month. And I’ve failed even more this month. I was so, so close to paying off my Amazon CC. And then I maxed it out again. I’ve got to do something different.

I had my Amazon CC down to $750 last month, had paid off half of it. And now, it’s back to $1,450. I had debated the wisdom of prioritizing this card, knowing my propensity to use it if there was available credit.

Amazon home page

As a result, I’ve changed the order of CC priority for paying things off. And moved my Wander card up the list. I have destroyed that card, cannot use it in Apple pay, and it’s not tied to any of my reoccurring bills. There is absolutely no way I can run up the balance any further. So when it’s paid off, it’s gone.

What to do?

I’ve been trying to figure out what to do about the Sam’s Club CC and Amazon CC. The Sams card is paid off, and I’m not tempted to use it very often. Plus the benefits of cheaper gas when I do get near a Club, free delivery on Sam’s Club purchases with my Plus membership, and that the kids use the membership too, I am planning to keep this card open. But be very diligent of either not using it or paying it off every month. Both, really.

But my Amazon CC…just too temping. Those emotional scrolls via the app. The shopping urge at my fingertips. It’s too much. I was really proud of myself when I got rid of Prime a couple years back. It definitely curbed me some. But after finding out about free shipping on orders over $35…well, it’s still a problem. And having my Amazon CC just compounds that.

So I am cancelling my Amazon CC this week. I’m going to make it as difficult as I can to shop there. And to be honest, it’s not like I need anything that I can’t get locally.

Sidenote: I believe this move will hurt my credit score as this is my second oldest card. But that’s okay, I don’t really need or want any more credit at this point. 🙂