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Dealing with even Tinier Living Space

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I need to start out with two important points here:

  1. I am very grateful for my friends generosity of loaning us their RV and camp space for a few months at no cost.  It will be a great learning experience and true adventure.  And give me a rare opportunity to really save up some money since our living expenses will be pretty much nothing other than food.
  2. This is temporary, and really the only reason I have taken them up on the offer is it is the only way we can stay here at least a few more months, and staying here is our first choice.

Now to the reality of the situation, I have to admit that I am dreading our new temporary living space, probably just a tad bit more than I am excited about the idea to really save some money.  I’ve never been a camper, ever.  I in no way shape or form want to sound ungrateful for this opportunity, but I am dreading the logistics of it quite a bit.

We will have access to a 10 person sleeper RV and a mobile home which is used as a office, but will provide a full kitchen and two full bathrooms.  They are parked next to each other and the office is seldom used.  We are going out on Monday to see everything so I can wrap my head around space.  We have already begun packing and hope to start moving things that will not be trashed, sold or taken to a storage unit next week.

So I’ve been working out a plan in my head, please feel free to chime in with ideas:

  1. All the kids will once again be on a summer swim team, so we will be up and out every morning for a couple of hours of swim practice.  Good start for the day.  I will use this time for work. I’ve also though that this might be the ideal time for me to do the wash as I don’t think we have access to laundry facilities.  Luckily, the pool is literally right across from a laundry mat.
  2. I will pack a cooler nightly with food to take with us since most of them won’t eat before practice and will be starving after.  Will include fruit, yogurt, bagels, hard boiled eggs, etc.
  3. From there, we will hit the local library for a couple of hours of school/work time.  Air conditioning, lots of options of things to do (reading, schoolwork, computer time, etc.)  On nice weather days, we could hit up one of the many local parks which equals work time for me and play time for the kids, especially since we can pick up any number of their friends to join us.
  4. Cooler will include lunch options: sandwiches, yogurt, fruit or salad.
  5. Return to the RV for the hottest part of the afternoon for some quiet/down time on electronics, naps or outside time if wanted.  We will have an entire farm to roam with lots of trails, animals and chores to help out with.
  6. Back out at night for sports activities…Gymnast trains at night, Princess will be playing softball as well as working out at a local gym.  On nights when we don’t have to go out, family fun outside with bonfires, grilling and games.

What do you think?  I think it gets us out enough that we won’t feel super cramped in the RV.  The twins are going to be working full time for the most part, History Buff at his current job and Sea Cadet has applied to work as a Jr. Camp Counselor at a local camp which will take him away weeks at a time.  Since History Buff is driving, I imagine we won’t see much of them after swim practice between work and social life, but they are both very responsible and respectful of the guidelines as far as their freedom goes so I don’t mind them having the extra time.

If I can keep eating out to a minimum and paid activities to maybe once a week, this will be a great opportunity to get some savings for moving into a new place and let me move forward on paying off a bit of debt.

I am well aware that this choice, maybe most of my choices aren’t the ‘norm’ but I have to tell you that all of us have fully embraced the minimalist life we have been living. While there are a few things I truly miss, for the most part, I do not mind living with less ‘stuff’ and truly appreciate the amount of time and energy we have to spend on experiences and adventures rather than cleaning and managing our clutter!  And as I’ve been researching living in an RV for a while now, it is amazing how many people do it full time or are just weekend RV’ers.  I don’t think that’s for me, but there are a lot of resources out there on it.

Update: We went out this past Monday to get a feel for the situation…all of us went.  And I have to say, after seeing the true nature of how we will live after a thorough tour of the RV, trailer, layout and access to the farm…EVERYONE is so excited!  The little ones are most excited about all the animals, and the big ones are excited about getting to have all their guy friends out for some ‘guy time’ for lack of a better term.  Acres to roam, bike trails to ride, 3 bathrooms, full size kitchen and dining table, patio and grill….yes, we are all pretty excited now about our ‘glamping’ experience!

Ashley’s February 2016 Debt Update

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Hi all!

I hope your weeks are starting off on the right foot and that you’re making the most of your extra day (February 29th) this year! : )

Here’s my debt update from the month of February:

PlaceCurrent BalanceAPRLast Payment MadeLast Payment DateOriginal debt, March 2014
Capital One CC-17.9%-Paid off in March 2014$413
Mattress Firm-0%-Paid off in May 2014$1381
Wells Fargo CC-13.65%-Paid off in May 2014$7697
BoA CC-7.24%-Paid off in June 2014$2220
License Fees-2.5%-Paid off in April 2015$5808
PenFed Car Loan-2.49%-Paid off in January 2016$24040
Navient$81,9456.55%-8.25%$516February$80761
ACS Student Loans$85966.55%$20February$8215
Balance Transfer student loan (Former Navient 1-01)$14120% (through April 2016)$700February$5937
Medical Bills$58860%$25February$9000
Totals$97,839 (Jan balance = 98,890)$1261Starting Debt = $145,472

As I’ve mentioned a few times, the first half of this year will be spent heavily in savings-mode so this month’s debt update is lower than normal. I have, however, made a little 2016 Debt Table to help me keep on track with my big goal to put $30,000 toward debt in 2016. Check it out:

Month20152016 GOALS2016
January$1678Goal: $3500$4013
February$1822Goal: $1000$1261
March$653Goal: $1000 
April$1796Goal: $2000 
May$1708Goal: $2000 
June$725Goal: $4000 
July$2125Goal: $4000 
August$2250Goal: $2500 
September$2575Goal: $2500 
October$5513Goal: $2500 
November$2751Goal: $2500 
December$2522Goal: $2500 
Total$26118Goal: $30,000 

So even though this month’s debt payment is lower than average, I’m still right on track (actually ahead of schedule) with my goal debt payments.

I hope all is well with you, friends! Have a great week!