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Dec 3, 2020    |      0 comments

Online Only – Business Banking

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As I have finalized my business planning for next year, I decided it was past time for me to move my business account from the Virginia bank where it’s been for 14 years now. While I have appreciated the stability and services of my existing commercial bank, it has really not kept up with the times as far as online banking goes and thus has become very challenging since there are no branches outside of Virginia.

Thus I decided that this last month of the year is a great time to make that happen. It’s been on my to do list for months…but ugh, what a hassle.

Illustration of a laptop with a rising arrow and people, beside dollar bills and a world map

Questions:

  1. Does anyone use a credit union for their commercial banking? My Virginia account is at a credit union. But, of the three credit unions in our area, none of them offer commercial options. Is this just not a common thing?
  2. Would you look at big national banks over more local or state banks? I know there are advantages and disadvantages to both. I’m interested in your experience.
  3. Have you ever considered an online only bank, specifically for your commercial account? Likes, dislikes?

I’d love to hear your reviews on different commercial banking options, specifically commercial checking. At this point, I’m not looking for any other account.

I found this article on Fundera, The 5 Best Places to Open a Business Checking Account Online via a Google search and thought it was a great starting place. But I’d love some personal reviews.

Looking forward to 2021

I’ve got 1/2 dozen or so big launches for my own business planned for next year. And that’s in conjunction with all my client work – two of which are working on big digital summits. I anticipate a booming year work wise.

In addition, Beauty and Princess will be taking big steps of their own…as yet to be determined what those will be.

I can’t help but be hopeful for what next year will bring. It may not look like what we thought it would, thanks COVID, but we are ready to make the best of it.

Dec 3, 2020    |       2 comments

Mindfulness

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A sweet friend, who shares the same healthcare provider as I do, told me that the provider was offering a free monthlong mindfulness class. She decided to take the class and asked if I wanted to join. It was a daily 30 minute class early in the morning.
I’ve heard of mindfulness before but it all sounded a bit hokey. I imagined it to be a bunch of weird chanting and smoky rooms. But in light of all the craziness, I’m open to trying anything that might bring an extra ounce of peace. It is 2020 after all.
The first morning, I made my tea and sat quietly at my computer as the guide walked us through several exercises. It felt a little strange imagining trees and calm surrounding fields of trees (one of the exercises) but after 30 minutes I walked away a little lighter, ready to take on the day.
Each day we did something a little different. Sometimes it was physical, sometimes it was mental. Sometimes it focused on stress relief and other times it focused on enjoying the moment and choosing happiness.
I was sitting by the campfire with my 3 year old on my lap. We were curled in a blanket, listening to the pop and hiss of the slightly wet wood. Normally, I’d be on my phone desperately trying to finish just one more work email or writing a list of errands. I rarely just sit. I reflexively grabbed for my phone then put it down again. It was time to try this whole mindfulness thing out in real life. I smelled his hair. I felt the weight of his tiny little body on my lap. I watched as his eyelids started to droop and his head started to lean deeper into my shoulder. These moments are so few and I almost missed it.
We worry about our jobs, we worry about money, we worry about the future. We also need to take some time to be mindful of what we have, not what we don’t.
If you haven’t taken a mindfulness class, I recommend it. You might be able to find a free one or check out a mindfulness book from the library. It’s a pretty cool thing.Woman with curly hair seen from behind in a sunlit forest
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