:::: MENU ::::

Overstaying Our Welcome

by

My sister lives in the country in Kansas on 60+ acres. She doesn’t see family often and is always inviting us to visit. She tells us every year we need to stay at her family cabin in the Great Lakes and we loved going there this year with her. A week before we left the cabin, she invited us to drive down to Kansas with her to stay in her home. She’s been trying to convince us to alter our Texas plans and consider a move to Kansas instead. Summer campsites are hard to come by and we warned her that if we came down, we could only alter part of our trip and would have to stay at her place for nearly 3 weeks. She agreed. She really wanted us to spend time exploring the area around her house so we could make an informed decision.

A week in, I realized this was a bad call. As the quote goes, ‘Houseguests, like fish, begin to smell after three days.’ My sister, a saint, never said a word but six extra people (four of them under 10) in a house for three weeks would wear on the most patient of people. Arguably, my sister has a large house and a large barn. There is plenty of space and the kids have spent a lot of time outside exploring her property but I felt terrible for settling on her space for so long.

Staying long periods of time matches my family culture. The same sister I’m staying with in Kansas will stay weeks, sometimes more than a month, with my parents when she visits San Diego with her family. My other sister lived with this sister for several years before finally moving into a place of her own. But this is the first time I’ve been the one staying in some else’s space for longer than a weekend other than the cabin this summer and it just feels weird.

I offered to stay at a local campground, which insulted my sister. ‘Why would you PAY to stay somewhere?!?’ she asked, confused. But as I watch my kids occasionally run around and scream like banshees through her very clean, very orderly house, I cringe.

What takes a tiny bit of the cringe out is my husband is doing work on her house. Installing shower bars, shutters, and replacing shower valves. We split the grocery bills and the cleaning so it’s not like we are lazing around.

Here’s the question, do I stay at her house? Or do I go to a local campground? And if I stay, do I leave a parting gift? She’d never take cash but maybe a Home Depot card?

The Cost of College

by

My other BIG financial change this fall is that Princess is going to college. And our goal is to get her through college with no debt. (My our I mean hers and mine.) We have talked about this forever!

Therefore, I am so pleased to let you all know, we officially have the first semester completely covered. The balanced owed after her Pell grants and HOPE scholarship for her tuition, fees, housing and meal plan is $3,813.

Her dad has agreed to help pay this fee, but if not, I have budgeted to be able to cover it in its entirety. (He’s also said he was buying her a car for years and we have never seen that come to fruition so I am used to this.)

According to the schools website, the year will cost about $27,000. That includes personal money, car, tuition and fees, I mean, everything. So there is definitely some flexibility based on lifestyle and life choices.

Spending Money

She will be living in a dorm, not the cheapest, but reasonable for what it is. Her food will be covered by a meal plan. But there will be living expenses AND since she won’t have a car, there may be some transportation costs.

My mom and Princess on our trip earlier this month.

After discussing with her and putting some thought into it, We have decided she will a $300 per month allowance. That is $75 per week for fun money, personal items, transportation, etc.

For the most part, this is her money that she has saved…so it’s not coming out of my pocket, I’m just helping manage it while she adjusts to the freedom. (Her savings would have covered the entire first and last semester, but her car wreck set her back almost $600 so I will kick in to make sure she has this money to rely on through the year.)

She will be responsible for anything outside of this allowance. She is going to apply for the work study program as well. And she will be able to work when she is home for weekends and holidays at her summer job as long as she gives them enough notice to put her on the schedule. (It’s nice when you work where your older brother is the manager.)

One Semester Down

I did tell her that I was committing to this for this school year only. It will be the type of thing I will need to review every year to see how much I can contribute especially since Gymnast will most likely be college bound in 2 years.

We estimate that next semester’s tuition/fees/housing will be able the same so I am add that savings to my budget for this fall.

I want her to settle in and get accustomed to college life without immediate financial stress. We have discussed how important it will be for her to work full time next summer and save, save, save.