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Aug 26, 2021    |       7 comments

Not a money post – Nervous Nelly here

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This is not a financial post. So skip it if not interested in other more personal stuff…

I am a NERVOUS wreck! Today will be my first day in the office for my new corporate job. It’s not a requirement, I volunteered. But since I had to come to ATL to pick up Princess for her weekend at home, I decided to make a day of it and spend the day in the office.

Ugh! Why???? I am an extreme introvert. Even the plethora of phone calls I have every day wear me out. What made me think that spending an entire day in an office, around people was a good idea.

I’ve spent weeks stressing over what to wear. This isn’t the outfit I chose, but it was one I considered.

So if you are reading this, please send up prayers and good thoughts for me. I will tackle this like I do all challenges in my life…one step at a time. And I know it will turn out great. I’m excited to actually meet many of the team members whom I really admire. But it will be a long day.

My reward at the end of the day…seeing Princess for the first time in two weeks and getting to have her home for the weekend. So definitely worth it!

I already have scheduled another in office day in September. And while it’s not required of me, I think it’s the right thing for me to show my face every once in a while. I will update on how it went next week if anyone is interested.

Any other introverts around? Tips and tricks?

 

Aug 25, 2021    |       10 comments

Where’s Your Money Going – September, 2021

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Without further ado, here is my spending plan for September.

Flight Reimbursement9/1/2021500
Groceries9/1/2021-200
Mortgage9/1/2021-350
Princess – monthly allowance9/1/2021-300
Saving – Emergency Fund9/1/2021-300
Auto – Gas9/3/2021-30
Utility – Gas/Water/Trash9/4/2021-150
Pandora (Apple)9/4/2021-5
USAA Life Ins9/4/2021-67
GA Power9/5/2021-200
Student Loan9/7/2021-300
Auto – Gas9/10/2021-30
Lawn Care9/14/2021-50
Groceries9/15/2021-200
Mortgage9/15/2021-350
Savings – College9/16/2021-500
USAA Auto/Renters Ins9/16/2021-457
Auto – Gas9/17/2021-30
Auto – Gas9/24/2021-30
Gym9/28/2021-50
Mortgage9/29/2021-350
Amazon9/30/2021-150
Car Payment9/30/2021-7900
Savings – Christmas9/30/2021-500
Gymnast – clothing9/30/2021-300
Netflix9/30/2021-18
Princess – clothing9/30/2021-300

I believe most of this is self explanatory, but there may be a few questions…

The Details

  • Flight reimbursement – we are going to Texas for Thanksgiving again. But this time, both of the twins’ girlfriends from Virgina will accompany us. My dad and I purchased all the tickets earlier this summer when Southwest had a great deal. The girls are covering the cost of their tickets and had until 9/1 to pay me back. So that is income, but this is where I tracked it since it’s an unusual occurrence.
  • Mortgage – I paid double my mortgage at the beginning of August, accidentally, but it worked out. Beginning 9/1, I am converting to bi-weekly payments of $350. This will keep me ahead of the due date and I believe help me pay it off more quickly. So for September, there will be 3 mortgage payments.
  • Clothing – as I have every year, I will supply the kids (just the younger two at this point) with a clothing allowance. I’ve done this twice a year forever, so nothing new, but if you are new hear, that’s what that money is.
  • Savings – I am ramping up my savings plan. Now that I know what Princess tuition will be come January, trying to be ahead of the game there. And then, of course, I continue to contribute to Christmas and my Emergency Fund.  One thing to note is that the Christmas savings is so high because I did dip into that account to cover some of the college costs so need to pay it back. My savings plan will change a bit in January. More on that later.

I don’t think there are any other oddities.

Other Spending – maybe?

My dishwasher is slated to arrive this week so there may be a little bit of house spending in September just to finish out the kitchen, but it should be minimal. In fact, I’m more inclined to sell some items…so I may be doing a kitchen purge.

Princess took our Keurig and mini fridge. But I am finding that I have a number of appliances that I just never use. And am definitely moving into more and more of a minimalist mode. The clutter irks me, especially for things never used.

Questions? Comments?

 

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