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Mar 23, 2006    |      0 comments

Credit Card #5 Almost Paid Off!

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I checked and yesterday my balance transfer hit Credit Card #5 (which, I just remembered I have to get my list of debt back up – that’s coming soon!). Probably this weekend I will sit down and pay the final amount due (around $30.00). Then, one of my credit cards will be paid off!

I am excited to get to that step. Most of it was due to a balance transfer, but it’s still a step in the right direction 🙂

Now – any guesses on when my credit limit will increase on that card now that I will be paying it off completely? And this is the card that would not give me an emergency increase (the limit is $1,000) when we needed money badly. My guess is that by April 30 they will raise my limit 😉

Technorati Tags: credit+card, debt
Mar 21, 2006    |       2 comments

Calling Credit Card Companies to Reverse Charges

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A visitor to my blog yesterday brought up a VERY good point. If you do get a late fee or another charge from your credit cards – do try calling.

In my anger at that card company, I did the next best thing…I used one of my other cards to transfer the balance over! That transfer should be completed within the next few days.

I’m not going to cancel the card though – because that’s what they want me to do. The transcript to the conversation I had with them before is here. They were quite willing to let me go.

So, I am going to keep the card. I’m still debating whether to freeze it or just make minor purchases and pay it off right away. They are not getting a penny more from me in finance charges 😉

Technorati Tags: creditcredit+cards
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