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The Fate of Credit Card #5


I’ve thought about it, and I’ve decided to keep Credit Card #5. I’ve had it for about 8 years now and I’ve been reading that you shouldn’t close credit cards from years ago. They are actually helping your credit score because it shows your credit history for those years (as long as you’ve been a good payer and everything).

So what I am going to do is keep the card for certain purchases, ones that I would pay off in full every month. There is no way that I am letting that card have a high balance again. And like I’ve said before, I don’t want to ever pay them a finance charge again.

Later today I will be calling to see if I can reverse the late fee. I’ll give it a shot 😉

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What’s in my Wallet?


I was reading City Girl’s Financial Blog and she had a post telling about what is in her wallet. So, I thought I would share what’s in mine.

What’s in my Wallet?

– Driver’s License
– Son’s Health Insurance Card
– Receipts
– 2 Credit Cards
– 1 Blank Check for Emergency
– AAA Card
– 1/2 of a Mother/Daughter Charm
– A Quote I Hold Dear to Me

One thing you will rarely find in my wallet is money. I try to always use my cards or checks because I don’t like the fact that it is so easy to loose money, and it is harder to keep track of.

Who’s next? 😉

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