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Reader Tips on How to Save Energy

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Here are some great tips that a reader sent to me to share with you on how you can save energy:

“There are a number of simple ways to save on energy costs on the cheap.

1. CFLs-Those weird light bulbs work. The lifetime cost is much less than the equivalent light of incandescent bulbs. They do, however, have a colder light and therefore need to be covered with a warm colored shade. Then they look just fine.

2. Unplugging appliances works wonders.

3. Weather-stripping and caulking can ultimately save you on energy for not too much money.

4. Turn your water heater down to 120 and use an insulating blanket if it is warm to the touch. Turn it off completely when away on vacation.

5. Install a 1.5 gal/minute low flow shower head. Most low flows are 2.5 gal/min and cost more. The 1.5 gal is about $5 at Ace hardware, is easy to install, and will save on electricity and water costs at no reduction in shower quality. Also, baths use more energy and water than showers.

6. Keep the fridge and freezer full with food OR with tap water in gallon jugs in the fridge and bags of ice in the freezer. Clean the coils on the back of the fridge. Give the back of the fridge some breathing room. Open the doors less.

7. Microwaving uses less energy than the stove. If you do use the stove, use the correct sized pad for the pot and don’t open the door to the oven too much. If you have pilot lights constantly going on your stove, reach around and turn off the gas until you need it.

8. Your cell phone may have an alarm on it that works just as well as an energy sucking plug-in clock.”

Thank you for the great tips!

The Credit Cards are Paid Off…Then What?

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J.D. from Get Rich Slowly recently launched a forum at his site. I was looking through it when one thread caught my eye Life After Debt…now what?. It’s a thought provoking question and touches upon something I have been thinking about lately.

On this blog, my main focus is our credit card debt. We do have mortgage and student loan debt, but the credit card debt is the most damaging. What are we going to do once the credit card debt is paid off?

Of course, we will celebrate and probably do a happy dance. After that’s done, then we’ll probably pay some extra towards our student loans and really beef up a savings account. We have some catch-up to do in terms of getting away from living a paycheck-to-paycheck lifestyle. I’d like to feel secure knowing that a job loss wouldn’t result in us getting into credit card debt again. Once the savings account is in place, we’ll still keep sending some extra towards our student loans, but then we will start really concentrating on saving for retirement with IRAs and the like.

Oh, and I can’t forget that we will be going on our first family vacation once the credit card debt is paid off 😉

Your turn. Your debt is paid off…then what?