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Our Minor Windfall

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As you can see by our debt total at the left, our credit card debt now stands at $11,598. We received two payments that resulted in a $1,400 payment to our credit card. We received our tax refund, and my husband received some money for a piece of equipment that he sold.

I am so glad that we received our tax refund and the delay was not due to us having to pay some money last year. I have been a first-hand witness to someone’s account being seized by the IRS so I feared the worst when I saw our refund was delayed. The IRS won’t give you money back if they show that you still owe money. So I know that we are completely in the clear and all is well there. Whew.

The equipment my husband sold was a bit bittersweet. It’s nice to have the money, but in a way we no longer have that piece of equipment to sell in a pinch. It was one of the nicer things that we owned that we knew we could get a nice chunk of change for. After researching the going price on eBay, we decided to just sell it back to the company it was purchased from. As expected, it was a very simple process and we received the money as promised.

Our next windfall will be with the economic stimulus check that we should receive via direct deposit in May (here is a link to the payment schedule). Depending on where we stand in May, that payment should take us below the “five figure credit card” debt that we have had for so long.

We will be in four figure credit card debt range. Wow. We will really be on the home stretch.

Thank You To My Guest Bloggers

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I’d like to give a big thank you to my guest bloggers that past few days. I was going to use the time to work on a project, and I did a little bit, but I was a bit sidetracked. The weather here has officially turned to spring so we had to get out and enjoy it a bit. After a very long and snowy winter, the sunshine and warmer temps are very welcome.

The project is still in the works. As I started working on it, I realized that it is going to be a bigger project than I thought. So, I’ll work on it a little bit here and a little bit there until it is completed.

I’m glad to be back. There are a lot of things to give an update on. The biggest of which is that we found ourselves with a little windfall (yay!). Expect more on that shortly, although you can see what the windfall did to our debt total at the right.

Again, thank you to my guest bloggers!

The Bank of Universal Goodwill
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How to Create an Emergency Kit to Complement Your Debt Reduction Journey
Three B.A.D. Ways to Reduce Debt
Protect Your Family From Credit Card Debt
Where’s Horatio Alger When We Need Him?