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Jul 6, 2007    |       30 comments

Credit…Card…Debt…Under….

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OUR CREDIT CARD DEBT IS UNDER $20,000!!!!

Sorry to shout it up there, but I can’t hold back. Payday was today and I have been itching to use the entire amount (and some) towards our debt but had to wait until after work. Then wait until after dinner. Then wait until I ran the numbers to make sure we could do it.

I don’t have to wait any longer. It’s a done deal. I initiated the payments and our credit card debt is under $20,000! It now sits at $19,806.

I haven’t even hit the “Publish” button on this post, yet I feel my heart fluttering a little. This milestone means a lot to me. Thank you to everyone for reading and commenting and helping to make this joyous day possible. There have been times where I’ve felt like throwing my hands up in defeat but with this blog I can’t. I can’t give up.

(NOTE: True to what I said earlier, my payments were towards my Prosper loan. I haven’t mentioned it lately, but my Prosper loan has always been considered part of my credit card debt total because I used it to transfer some of our credit card debt. So, whenever I reference credit card debt it includes the Prosper loan balance.)

Jul 5, 2007    |      1 comment

A Quote to Share With You

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Sometimes, I have conversations with others through email. I keep all emails private unless I am told otherwise. A reader, Diane, wrote something to me that rings so true to me that I asked her if I could share it with everyone and she gave me permission to do so.

“I will make mistakes until the day I die. Yet I can still learn to love myself as a mistake maker. I can also become a better problem solver, because I will continue to face problems until the day I die. I can’t control what happens to me, but no matter what does happen, I have choices as to how I respond. It’s not what happens to me that matters, it’s the choices I make in the face of what happens to me that determines the quality of my life.”

Thank you Diane for letting me share this with everyone.  I think the above is one of those quotes that deserve a highly visible spot on my desk.

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