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One more week…


School is out in one week. My crazy life schedule will come to a grinding halt. The lack of car will no longer be an issue for a while. And I can’t be more excited.

I’m looking forward to sleeping in a bit later, not rushing out the door every morning to get Princess to school and afternoons free of car pool duty and rushing from one thing to another.

Summer Plan

Our summer plans are set…Princess will go to camp for two weeks in June (already paid for) and then we will leave for a 10 day trip to Texas (just she and I this time.) I have already paid for our airplane tickets so now just have a small amount budgeted for this trip. We will return with my mom and Gymnast in tow for the remainder of the summer until school starts back August 1st.

At this point, Gymnast is going to remain in IL with his dad for the next school year. As hard as it has been to let him go, the relief to my time has been ginormous…going from 2 hours a day in the car and 4 hours sitting at Starbucks while he practiced to nothing, well, it’s been nice.

Finances for the Summer

But the reality is, my summer will most likely be the cheapest it has ever been. The twins are both working, paying some of their own bills and all of their own entertainment…and work is pretty steady for me.

Without a car, I have gotten in the habit of walking 3-4 miles a day…mostly to my Grandmother’s to visit or when I need to borrow her car for one reason or another. And I pass the community pool on that walk. I asked Princess if she would be interested in joining the pool this summer, and she declined.

With the increase in work, lower cost of summer and just general stillness of this summer, I am hopeful that my financial security will grow. What are your summer plans? Any activities that you are budgeting for?

Travel Costs


One of the biggest bones of contention in my latest budget is my travel budget for the year – $6,000. I felt maybe a little more explanation was needed…not justification.

Gymnast to Georgia

First, this is first year Gymnast has lived away from me. And thusfar, I’ve only had to purchase two airplane tickets…one was $366 (round trip to visit us over his Spring Break) and one was $74 (one way flight to Georgia for the summer). I’ve got one more I know I have to purchase to get him home this summer. And then I know I will bring him down either for Thanksgiving for Christmas…at least.

Trips from Chicago to Georgia, can add up quickly and I want to have a buffer in case I ever need to facilitate a trip quickly…my grandmother and mom are fine, but I know things can change at any point. I have to be in a place to bring him home quickly if I need too.

Georgia to Texas

As long time readers are aware and someone pointed out in the comments, my mom was diagnosed with Lewy Body Dementia and Parkinsons in the last couple of years. As she has declined and been limited in what she can do, we have increased our trips to Texas. That is why the quarterly trips at this time…

And they fluctuate in expense…depending on the time of year, who all is going and how we are going. Last Thanksgiving, I had planned for all 5 of us to go and rented a car. This Spring Break, it was only 4 of us and we took my car (which ended in a wreck.) And this summer, only Princess and I are going and we are flying….

When we drive, it’s 28 hours of drive time round trip, which means a minimum of 2 but possibly 4 hotel nights depending on how driving goes. (We typically get there in two days of drive time, but here are times when we must stop more.)

Ok, are you getting the point…if we 3-4 times a year, it adds up. $5,000 (subtracting some for Gymnast travel) ends up being $1,250-$1,566 per 9 day trip. I don’t think that’s unreasonable.

This Summer

Princess and I will go alone this summer. My dad bought us airline tickets to get there with his credit card miles. And our return flights were $74 each (just like Gymnast as he will be returning home with us then.) So our summer trip cost will be minimal…

With that in mind, I am not willing to change the budgeted monies. I will be more comfortable with a buffer in case of emergency.

I hope this clears up why this amount is disproportionately large compared to the rest of my line items. It is certainly not representative of my dedication to getting out of debt. But it’s no surprise that my family comes first…

Do you have things going on in your life that trump the “full on sprint” to debt payoff?