by Hope
I am still rolling my plan around in my head. Balancing debt pay off, savings and possibly retirement planning. I appreciate the well thought out responses to my post about looking toward the future.
I realize that debt payoff is my number one goal. There should be no doubt about that. But I am wondering, as I mentioned, if I should at least start a retirement account. I won’t do that until my EF is full funded, but that should be done by the new year.
But this is essentially what I am considering as I make a plan. With a goal of starting it by the end of October.

So I’m here today to ask if anyone has set “retirement goals” as far as a set amount saved? And if so, how did you come up with that amount? Have you thought out a budget for your retirement years? Do you know of any resources for researching these types of numbers?

Hope is a resourceful, solutions-driven online business manager with over two decades of experience helping clients streamline operations, manage projects, and grow their businesses through digital marketing and technology.
But life has a way of rewriting your plans.
A year ago, Hope made the decision to move in with her aging parents full time – a season she wouldn’t trade, even as it came with its own financial and emotional weight. Earlier this year, she lost her mother, and is now walking the tender, disorienting path of grief while learning what “forward” looks like from here.
Hope came to the Blogging Away Debt community in 2015 as a single mom raising five foster and adoptive children. She’s written through job changes, financial setbacks, and the bittersweet transition to an empty nest. Her kids are finding their footing in the world now – and so is she.
Rooted in faith and fueled by the same perseverance she’s brought to every hard season, Hope is ready to face her finances with fresh eyes and an honest pen. She believes that clarity, courage, and community can change the trajectory of anyone’s story including her own.
She lives in Austin, TX with her dad, loves adventures with her dog Addie, and is figuring out, one step at a time, what this next chapter is meant to be.

