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Frugal Living Passed On


It’s certainly been a while since I posted a picture of the twins together. And as we prepare for Sea Cadet’s imminent departure at the end of July, I am cherishing every moment I have with them!

But what is even better is watching them grow in maturity in their relationships with others and with their money! And one lesson that has definitely stuck is that choose your priorities when it comes to spending your liquid cash. (They both live on a weekly cash budget for gas and spending money.)

And one thing that neither of them likes to spend money on is haircuts…especially when I will cut their hair for free. And no, I do not have formal training as a barber. Thank goodness, neither of them is picky.

And if you ever wondered if they were really identical twins, the pictures above with their fresh haircuts should prove it.

While we started out with a pretty complicated budget, it was just too much. So now we have settled onto a set amount of cash for their pockets every week out of the money they earn. This money is their spending money and gas money. They must stay within that amount.

All other monies are put into a shared Savings account. They pay their car insurance and cell phone bills out of that money. And we discuss any other purchases where they want to dip into this savings account.

This has really worked for them. And they both enjoy watching their savings account grow AND having money on hand when they want to spend money outside the norm. While I do not have a veto on their spending, I am able to guide them through the thinking process before it actually happens.

Feeling good about the future for my kids and their money. While it’s not perfect, we definitely seem to be moving in the right direction.



Please help me congratulate…


Please help me congratulate this AMAZING son of mine! He has officially passed his Basic EMS test and can now work in his chosen field. Woot, woot!

He is continuing his schooling this summer and will test for his Advanced EMS this fall either here or in California. As planned, he will be departing at the end of July to serve with Americorps FEMA for a year.

I am so, so proud of him. For those of you new to following me, I will give you a brief history of Sea Cadet…

Sea Cadet’s Story

Sea Cadet grew up in a transient home, essentially homeless until he was 12 years old and both of his parents were incarcerated. He along with his 4 siblings were placed in foster care, Sea Cadet and his identical twin brother (History Buff) were placed with me. They were in 7th grade and attending public schools. They had attended at least 6 different schools at that point, and were performing at a 3rd/4th grade level academically.

Sea Cadet had a speech impediment, couldn’t see (he needed glasses) and had an IEP through the special ed department that provided him additional support for a variety of other things. Their goal for him was to ride the public buses alone someday. I was floored when I first heard this after having him in my home for about a month at that time.

The twins had been bullied their whole lives and just passed on through the system. I received special permission to pull Sea Cadet out of public school in order to work with him as a homeschooled student. It was intense and not always pleasant for either of us. But we had an amazing homeschool community who just surrounded him and accepted him and nurtured him and pushed him.

He graduated from high school a year late and dove into this EMS program…and here we are. He’s gotten his drivers license, holds down a job and the boy they described in those initial IEP papers just doesn’t exist anymore.

What’s Next for Sea Cadet

He is a true testimony of what I’ve always believed, sometimes all it takes is for someone to tell you that you can do something.

Sea Cadet has a heart for serving…he is a volunteer firefighter in our local community, participates in the local Police Explorers program and will soon begin work as an EMT before serving a year with Americorp. I don’t know exactly what his future holds, but I can’t see anything but a fantastic adventure ahead and he is ready for it!