My health was brought up in several comments over the last couple of weeks. And I certainly understand how that relates to money. Bad health can be very expensive. Thankfully, over the last year, I have gotten my diabetes under control beginning with medication and now with diet only. Yeah!
One of the keys to this big health change for me began with learning about the Keto eating plan. And then later on starting the habit of intermittent fasting. I’m not looking to start a debate on diets and low carb vs high protein. Everyone’s body is different.
For me, the combination of a Keto based eating plan and intermittent fasting has been a game changer. Not only have I lost 45 pounds in the last year without really trying, but my numbers are great! (As I diabetic under doctor’s care over the last year, I have had my blood checked every 3 months.)
I am grateful to have found a doctor who supported my desire to not stay on medication but to really get a handle on my health a more natural way. She has been fantastic and supported me every step of the way with her knowledge and allowing me to try alternatives to the typical medical routines.
This book (<=this is an Amazon link to the book, but it is not an affiliate link) has been extremely helpful as I established a routine fasting schedule. And helped me understand my obesity, my diabetes and how fasting could help. And frankly, it hasn’t been hard at all.
I am not a medical professional, and like I said, I have been under a doctor’s care regularly for the past year. But if you are dealing with diabetes or other related issues, check this book out and have a conversation with your own doctor.
How Did You Pay
Now I know you are going to ask about the money…
We had Medicaid for a year so the bulk of my care and prescriptions were covered under that with no out of pocket expenses except for occasion vitamins (I was low on D and needed a probiotic.)
During my visit in the spring, I told my doctor that my insurance was ending. (I didn’t have a plan in place at that time for future insurance.) She recommended a prescription plan: GoodRX. It has been amazing at savings for my medication. Although I am off all but one prescription now. I cover prescriptions in our grocery money which is why there is no line item for it. In a given month they run from $3.50 t0 $20 so really negligible.
She also let me cut down on my visits from quarterly to every 6 months and got me the self pay price of my blood draws so I could save up for them.
We have not been to the doctor since that visit. But do now have a group plan that I was able to purchase when I joined a professional affiliation for my virtual assistant business. It’s more of an emergency plan, but that works for us. But it does cover a annual well visit for myself and Princess.
Truth is, it’s only April 1st but 2019 has already been a BEAST of a year for me. I miss the support of this community! Would you indulge me in a little life update?
Unfortunately, I’ve had some major health problems in the past couple months that seemed to come out of nowhere. I’ve always been very healthy and, aside from some pregnancy-related issues when I was pregnant with my twin daughters, have never had any health complications before.
Back in February, I got sick. Like, really really ill. I thought it was the flu. I think it was God’s hand and will forever be grateful that the illness hit on the same exact day my Mom was flying into town for a visit. I was supposed to pick her up from the airport but texted that I couldn’t stop throwing up and there was no way I could leave the house. She took a taxi straight to my house, took one look at me, and told me we needed to go to the ER. It was 6pm. I thought she was crazy. I told her I just needed to rest and if I was still in bad shape the next day we could go in the morning. She practically lifted me out of bed, put me in the car, and drove me to the ER. My ex had the kids that night – it had been pre-planned that way so I could have one night solo with my mom before we had the girls, too. What was supposed to be a fun evening out together ended up with some bad news. I had sepsis. I was very ill. We’d gone to a stand-alone ER and the doctor said I’d need to be transported to the full-service hospital, so an ambulance was called and that’s exactly what happened.
The true underlying diagnosis was kidney stones. Remember when I had kidney stones back in October? Well there had been no follow-up and my pain had gone away so I assumed I’d passed them. But nope. Looking at my CT-scan, the urologist said this was likely the same stone from October that had now grown to beast-like proportions. It was nearly 1cm (for reference, you generally can’t pass anything larger than 7mm). It had inflamed my kidney, causing a really bad kidney infection and then the resulting sepsis.
I’ll skip all the sordid details, but I ended up inpatient in the hospital for 4 days and had to undergo 3 surgical procedures over a 6-week period, lived with chronic pain during that whole duration, and then had to pass a pea-sized stone that felt like peeing razor blades before the whole ordeal was finally over (note: the pea-sized stone is the reduced size stone that remained after they’d done lithotripsy).
I’m just now barely on the mend. I feel more myself now than I have since early February, but I basically had to stop exercise overnight when all the health stuff flared up and I’m just barely dipping my toes back into the exercise realm, so I’m not “back to normal” quite yet, but I’m on my way.
Remember when I had to cancel my trip with the girls back to Texas in December because my kids got sick? We re-scheduled that trip to fall over my kids’ Spring Break, which was a couple weeks ago. I did have to alter it another time to accommodate one of my surgical procedures. We were going to be there from Monday through Saturday but the doctor needed to see me on Monday so we moved our flights to Tuesday through Saturday and crossed our fingers I’d be able to fly. Luckily everything was routine and I was cleared for travel.
The trip felt quick, but it was SO SO GOOD to get to see family and loved ones. I caught up with my high school best friend, saw my mom, stepdad, dad, brother, sister, two stepbrothers, all my nieces and nephews, etc. etc. etc. As a special bonus, it was my first time to be in Texas for bluebonnet season in over half a decade. One of my “MUST DO’S” was to get some bluebonnet pictures! My sister’s family, my family, and my mom and step dad all drove out to a big bluebonnet patch and took turns taking pictures of each other’s families. The pictures are priceless!
It was good for my soul to see my family – the first time I’ve seen any of them (except my Mom) since I moved out of my shared home last August. My life feels 100% different now than it was then (in a good way) and it felt wonderful to get to share hugs and laughs with some of my favorite people back in Austin.
There are several reasons I haven’t been blogging frequently in the past few months (e.g., see health update, above), but probably the most prominent reason of all is the ongoing divorce litigation. Without giving any details I can say that things are still “ongoing” and that I cannot really talk about finances in a public forum like this for the time being. It’s tough to blog for a “getting out of debt” blog when you can’t talk about finances, you know? So I’ve been mostly silent.
That being said, I’m quite hopeful that things will be resolved soon. Please pray for me, y’all! Our house is (finally) under contract and we’re right in the middle of the inspection period currently. We’ve been under contract previously and the deal fell through during the inspection period (nothing major needs repair/replacing, but the house is 30-years old so there were a slew of small things and the buyers got cold feet). So this is our second time around and we’re hoping and praying and crossing fingers and toes that it closes on May 1st as was written in our contract. Everything hangs on the inspections. The offer we accepted was a cash deal, so we don’t have to worry about appraisals, etc.
Once the house officially closes, I anticipate things to move quickly with the finalization of the divorce. I anticipate having it finalized sometime this summer (but again, prayers accepted!) 🙂 We’ve been nearly a year in the process at this point as we’d first decided to separate last May, and I feel serious fatigue from the whole ordeal. Psychologically, I’m beyond ready for it to be officially/legally done.
So there you go. I can’t make any promises about frequency with which I might be able to blog in the future. I do know that my financial picture will look very difference once the house closes and it’s proceeds have been split. Something I’d certainly like to talk about when I’m able. It was a good purchase. We gained a lot of equity in the few short years we owned it.
Thank you for the support of this community. It’s been appreciated more than you know!