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New York City was AWESOME!

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As mentioned previously, my Christmas gift to the kids was a trip to New York City! And we have just returned, it was so much fun! And I’m pretty proud of how we spent 4 nights and 5 days there relatively inexpensively. (I mean, it was downtown Manhattan over New Years Eve.)

Cost of the trip

Let’s break down the costs of the trip:

  • Hotel – Hyatt downtown Manhattan just two blocks from Times Square, two rooms – $3,998
  • Train – Amtrak roundtrip from our tiny town to Penn Station (purchased 7 tickets but only used 6) – $1,876
  • Transportation – 2 Uber rides, one to the hotel from Penn Station and one back to Amtrak on the day of departure – $57
  • Food – budgeted $200 per day, but was able to keep it a bit lower – $679
  • Entertainment – Big Bus city tour, 1 day pass – $270
  • Refund using travel insurance – able to get a portion of the costs of the trip back since my ex did not go – ($400)

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Total cost: $6,480

How we kept costs down

I realize this is still a lot of money. We are extremely blessed to have been able to do this and cash flow it. (This is especially mention able since my ex had committed to helping financially with the trip and ended up not doing that so it fell to me.)

But we did keep it under control with a couple of things (and granted this works because my kids are older and all work:)

  • I let kids know about this present almost a year ago. This gave them time to make sure they could get the time off work, most of them paid, and to save spending money.
  • Expectations were set early on that I would only be covering one meal a day. Breakfast was included with the room and then we planned a “linner” together as family depending on the days itinerary.
  • Entertainment was selected to give us the most bang for our buck. The on and off option of the City Bus tour allowed us to see all the major highlights without the transportation costs.
  • Googling “free things to do in NYC” and “cheap places to eat in NYC” a lot over the year proved to be invaluable.
  • Good tennis shoes were a must have for all because we walked and walked and walked. This is my favorite way to see any city and the kids are used to it. We see more, get more photo ops (social media kids, you know?), and save a ton on transportation costs with 6 of us.

Do it again?

I asked the kids the first night at dinner about their opinion of the train trip. We were on there for 17 hours straight with a 1 hour break in DC. It was unanimous that train travel is good. Yeah!

Everyone had a great time in NYC. We spent about 1/2 of each day together touring and eating and then everyone had ample free time to do their own thing. Win-win! I’m already working on a plan for a Christmas gift trip for next year. And I think the kids are excited about the possibility.

 

Hope & kids in NYC

Can you see the Statue of Liberty in the background?

 

 

Parents Coming to Visit and No Spend Challenge

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No Spend Challenge

My parents are finally coming to visit in two weeks. I haven’t seen them in person in almost four years, so I’m super excited to spend time with them. They’re staying for about four days at a timeshare an hour and a half away from us. They decided they didn’t want to stay with us because we have a dog, which could aggravate my mom’s asthma. 

Even though we’ll be driving back and forth a lot while they’re visiting, we shouldn’t have to increase our gas budget. My partner drives a lot for work, so high mileage is already factored into our gas allowance. My parents are generously covering the cost of activities and meals, so this trip shouldn’t be hard on our wallet. And we’ll be able to stick to our no spend challenge. 

No Spend Challenge for January 

Before New Year’s, I saw lots of no buy content in my social media feed, which made me want to do a no spend month. We’ve decided to eliminate all miscellaneous spending and eating out in January. We’re also going to do a pantry challenge and try not to grocery shop at all this month. 

We’ve been making our own bread at home and have shelf stable milk on hand, so we won’t have to make any bread or milk runs. Plus, we have plenty of frozen and canned veggies on hand to add some extra nutrition to our meals. All in all, we should save around $800 this month. We’re going to use this money to make an extra $800 principal payment on our mortgage (plus the $2,000 we usually contribute). 

I’ve tried to do no spend months in the past with mixed results. I believe I failed because I didn’t calculate how much I could save at the beginning of the challenge, so I didn’t know what I was sacrificing for. Knowing that I could pay off an extra $800 of my mortgage this month definitely motivates me to buckle down and cut out any unnecessary spending.

Considering a Low Buy Year 

We’re also considering doing a low buy for the rest of the year. Although we’ve gotten our miscellaneous spending down, I think it’s still too high at $400 per month. We don’t need multiple streaming services or impulse buys like video games and board games. We already have several dozen board games from our childhoods, so I think we’re set on entertainment!

A few years ago when we were saving for a house, we had a rule that we had to side hustle to come up with the money to pay for unnecessary purchases. This rule (which felt more like a game or challenge) helped us save more money and reduce the amount of clutter in our living space. 

We both hate how much we have to clean and organize now to stay on top of our stuff. So I think our quality of life was actually better when we were forced to be more intentional about what we bought. We spent less time tidying up and more time enjoying life unburdened by clutter. 

I think doing at least a couple of low buy months with guidelines to limit our spending could be beneficial. We want to make sure we’re fully utilizing and enjoying the things we have instead of constantly wanting “more, more, more.” We want to detox a bit from consumer culture and be more grateful for our blessings. I think a low buy could help us achieve this mindset shift. 

Is anyone else considering doing a low or no buy year? Let me know in the comments! 

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