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Misappropriation of the Emergency Fund???

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My husband and I are on Baby Steps 4 (Invest 15% for retirement), 5 (College fund), and 6 (Pay off home early) of the Dave Ramsey Plan. We save for larger purchases as well including replacement vehicles. We’ve been saving for a slightly larger travel trailer since we have twice as many kids as we […]


When Should You Financially Support Family?

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My father-in-law likes to say that he had 8 kids just so he wouldn’t have to save for retirement. “They’re going to support me!” It always gets a big laugh. I can’t laugh at the joke…because it isn’t one. My husband’s parents are awesome. They are incredibly sweet and generous with time and attention. I […]


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