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A Look Back at How Things Used to Be…

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We are interested in a house that needs some immediate work. We are negotiating the price but, worst case scenario, we will have to finance $30K. We are looking at creative solutions but for now, we are applying for a small bank loan so we can get an offer in before someone snatches this ugly […]


Why I Listen to Dave Ramsey…

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I received a lot of comments over the years that I should stop listening to Dave Ramsey. There are better, faster, easier methods to pay debt, earn, save, and grow money. Why do I still listen to him? Two big reasons… 1) I’m debt free and I’ve stayed that way for 5 years. It’s like […]


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