by Susan Paige
Saving money for the future is crucial for just about everyone. Eventually, you’ll want a new car, a new house, to send your kids to college, or to take a vacation, and saving up your funds is the only way to do that. It doesn’t matter if you have a great job in the medical field, like The Institute of Natural Health, or something that is only serving as a temporary position for you: saving is important.
But in order to save up, sometimes we need to make sacrifices to the things we’ve grown accustomed to, such as the following.
Be Picky About Fun
Just because you’re trying to save money doesn’t mean you can’t have any fun, but how you go about spending your money on it might need to change in order to save an adequate amount. For instance, you may have to cut back the amount of time you go out to dinner each month, how often you allow yourself to buy new clothes, how many streaming services you can have at once, how much you’re allowed to spend at the movies, and so on.
There are also plenty of ways to have fun without spending too much money or any at all. Museums, hikes, the beach, and watching movies from home are all excellent ways to continue having fun without spending a single penny.
Convenience Isn’t Free
There have been many improvements and innovations to our daily lives that have made them more convenient than ever before, but many of these conveniences come at a cost that you don’t necessarily need to spend the extra money on. It’s convenient to pay for ad-free versions of your subscription services, like Spotify and Hulu, but that extra cost adds up, and by doing something else during that commercial time, you can keep more change in your pocket.
This applies to several other areas as well, like paying for Amazon Prime’s quick shipping services, buying season passes and express passes to parks and concerts, and dishing out extra money for services like Hello Fresh, which are all very convenient, but not when you’re trying to save money.
Less Comfort, Money Money
Nobody expects you to live uncomfortably, but if you can adjust your comfort, even by just a tiny bit, you might be able to put away a little more green. By turning down your thermostat by a few degrees, either the AC or the heat, you’ll save up to ten percent on your bill at the end of the month. Do you need new shoes? You don’t have to wear potato sacks on your feet, but you also don’t need the hottest pair of GUCCI brand sneakers, either.
By living within your means and sacrificing a bit of comfort, you’ll be able to save enough money to get to the point where you can splurge on these kinds of comforts without feeling guilty or stressing out over finances.
Sacrifices Must be Made
Making sacrifices is hard, especially when you’ve gotten used to a particular lifestyle, but you’ll likely need to make a few if you hope to save money for the future. Just remember: it’s not forever.