by Hope
The girls and I leave today for a week in Texas. We are all very excited to get away and see family. This will be Beauty’s first flight, first trip to Texas so that makes it even more exciting.
My parent’s neighborhood pool opened this past week, with restrictions, but it will give us something to do while we are in town. Our plan is to steer clear of most other public places to minimize the risk to ourselves and my parents as much as we can.
I thought I would pop in with a end of June debt update…so without further preamble, I will let the numbers speak for themselves.
| Student Loan #1 | $17,000.00 | $11,674.48 | $8,993.60 | 2.88% | $0 |
| Student Loan #2 | $21,750.03 | $19,561.92 | $19,536.55 | 2.88% | $0 |
| Honda HRV | $21,200.00 | $17,631.11 | $17,335.27 | 3% | $250 |
| Total | $59,950.03 | $48,867.51 | $250 |
Bot the twins are saying they are planning to move out at the end of the summer…but I am not confident that is really going to happen. And I’m still not sure if Gymnast will live here or return to his dad’s. This flux is hard for me, I am a planner, big time. But I’m learning to just breathe and go with the flow.
The kids are learning that they have to tell me if they are going to be here for dinner though. I’ve stopped cooking every day because so often I would cook and then I’d be the only one here for dinner. It became very frustrating.
Isolation, Independence Kids and School
Overall, this isolation continues to be good for my debt payoff. I am working 10-12 hours most days. My days are mostly uninterrupted since the 4 kids at home are relatively independent and mobile.
Sea Cadet, History Buff and Princess all pitch in to make sure Beauty gets to work and home. And when the girls aren’t working or studying, they spend their free time together skateboarding, a new hobby for both of them, at local parks or crafting around the house.
Georgia’s governor has declared that schools will re-open this fall. I’m not sure how that will look as far as restrictions go. But Princess school anticipates students returning to campus mid-August. We are waiting to hear what Beauty’s school plans to do.
Hope is a creative, solutions-focused business manager helping clients grow their business and work more efficiently by leveraging expertise in project management, digital marketing, & tech solutions. She’s recently become an empty nester as her 5 foster/adoptive kids have spread their wings. She lives with her 5 dogs in a small town in NE Georgia and prefers the mountains to the beaches any day. She struggles with the travel bug and is doing her best to help each of her kids as their finish schooling and become independent (but it’s hard!) She has run her own consulting company for almost twenty years! Hope began sharing her journey with the BAD community in the Spring of 2015 and feels like she has finally in a place to really focus on making wise financial decisions.
Nice to see those numbers keep going down! Have a great trip and be careful, Texas is a crazy COVID spot right now.
I am pretty proud of the last couple of months. Really proud. And have plans to continue with this same focus.
Texas is having a high number of cases and you should check if you will need to quarantine for 14 days when you get back.
Yes, I really struggled with whether we should go here at the end. However, with my mother’s health declining and the virus increasing, I decided it was better to go now and be prepared to not go later in the year (our typical Thanksgiving trip.) Not to mention I need to get Gymnast. Thankfully other than our masked, I still hate those things, air travel, we will be staying put at my parents’ home. So crossing my fingers that our risk is slight.
That’s a solid payment on your student loan. If work stays busy, you really could hit a stretch goal of paying the first one off this year.
I’ve been hesitant to say that…but it’s definitely a thought in the back of my head.
Get it, Hope! An extra project here, a few extra hours there. When you get bonus cash, make an extra payment.
You’re under $30,000 for the very first time Hope. That’s amazing. Keep up the good work!
Thank you. I am very proud. And it feels wonderful!
call me dense but how is this under $30,000?
My student loans…combined, they are now under $30K.
thanks, for some reason i was focusing on “last update” figures. indeed congrats.