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Happy Friday

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Hi, friends!

It’s been a busy week (first week of classes and all)! It’s been crazy juggling everything but I really LOVE my job! I have so missed being in the classroom and am enjoying every second of it (though…..not so much with enjoying our faculty “retreat” which is being held at the STUDENT UNION on a SATURDAY AFTERNOON!!!! What the heck? In comparison, my last department always had the retreat at a fancy-pants resort with catered lunch on a weekday so it took the place of a workday. What kind of cheap stuff is this? I guess they’re just balancing the budget but I say bah, humbug about it!)

ANYWHO, I have a couple half-written posts but they’ll have to wait until Monday. Instead, a commenter (shout out, Brooke!) just left me a link to this Huffington Post article and I had to pass it along to anyone else whose suffered at the hands of Navient! We’re all very familiar with my ongoing struggles with the company! I’m very curious what might happen if they’re sued and what the potential outcome could be for us “little guys” (the student loan debtors).  Interesting stuff. Check it out if you have a moment.

In the meantime, I hope you have a happy Friday and a great weekend! Chat with you on Monday!

 

Update:  You guys won’t believe this! I decided to check up on my Navient loans just for fun (I check them at least a couple times a month). Remember when I lamented that my ACS loans were being transferred to Navient’s care? Well, the migration has finally happened! Only….now my old ACS loans are being listed as unsubsidized even though they were subsidized loans when I took them out! This makes a big difference because I’m on income based repayment (IBR) and, with this plan, any unpaid interest on subsidized loans is forgiven!!! So – intentionally or not – Navient is trying to screw me out of a few bucks of interest every month, that is then capitalized and increases all the time!!! Are you freaking kidding me, Navient?!? ARGH, I don’t have time right now to call their customer service but if they’re open on weekends they’ll be getting a call from me and, if not, first thing Monday they’ll be hearing from me!

Friends – always be on top of your loans! I’m hoping this was some type of glitch/mistake, but this is not right! It’s why the company has been investigated for years and cited with all kinds of instances of overcharging interest, etc. Debt free is the way to be!!!


7 Comments

  • Reply Brooke |

    Hellloooo! All I can say is thank goodness I don’t have Navient as a student loan provider.

    Also, it stinks to have to go to a work retreat on a SATURDAY. Boo to that! Hopefully they will revise that practice next year, and you’ll only have to do it once.

    • Reply Ashley |

      I hope so! Maybe by next year I’ll get to weigh in my opinion at the faculty meetings and sway them to move the retreat to a weekday before the semester begins!

  • Reply Angie |

    I think of Navient like the Capitol of Panem and hope that if I keep my head down and do as I’m told this poor sap from District 12 is never picked as tribute.

  • Reply hannah |

    We have loans with Navient and hate, hate, hate them! I hope they hurry up and get charged/sued/made to set things right because this is just ridiculous!

  • Reply Emily N. |

    That’s really rotten about your Navient loans. I hope you’re able to straighten them out without too much hassle. I haven’t had any problems with my Navient loans, but reading about all your troubles with them makes me kind of nervous!

    • Reply Ashley |

      Just make sure you stay on top of them! I never even looked at my student loan statements for years (the entire time I was in grad school, plus the first 18 months after school while they were in deferment). Who knows what could have happened while I wasn’t paying attention!? It’s usually smallish things, but errors that are certainly in their favor, where I’d be paying extra interest. Given their history of systematic “errors” in their favor….I’m skeptical whether they’re true mistakes. : (

So, what do you think ?