My biggest client pays me pretty consistently every two weeks. It’s not like clockwork, but I can generally count on getting paid on a regular basis. But last month, well, I didn’t get paid.
I expected it to arrive the week of Christmas, and I thought, “Great, just in time for me to do a little Christmas shopping” But no payment.
In previous years, they’ve always asked for my year end invoice early so they can get it paid before the new year starts (I always assumed for tax purposes, but never asked.) And I’ve always enjoyed getting those monies early especially with the holidays, etc. But again, not this year.
So here I was, the last two weeks of the year, no income, no extra money and I didn’t panic. I had the little bit of money in my EF but I was firm that the was not an emergency.
So we ate up the food in our pantry, which would probably have just lingered, went to the movies with gift certificates received as Christmas presents and really enjoyed some down time at home. We spent no money, not a dime the last two weeks of December. What a blessing this was!!
That gets me started in January.with double the money I would have had. They’ve paid me for my 1st December invoice now and I expect payment for the second one any day now. Christmas came late this year by helping me avoid the temptations to spend over the holidays and giving me a kickstart on my debt payoff journey for the new year. Who knew that not getting paid as expected could be such a blessing!