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Question of the Week – Long Term Goals


This is our Sunday series where we all respond to reader questions. If you want to submit a question, please go to this post.

Question of the Week

Beyond paying debt, what are your long-term goals? posted by TPol


First, I want to say Happy Easter!!  I am so thankful that I can spend this day with my family, celebrating Jesus and the sacrifice He made for me. I hope ya’ll are with your loved ones, as well!  Ok, so our primary long term goal is to be prepared for retirement as early as possible.  I don’t necessarily mean full on, staying home retirement. My husband has a great job that takes care of our needs but it’s not what he loves to do.  Cars are his passion and we hope that with a few years of hard work, and getting our debt down, that he can leave his job and do what he loves. This is also the reason we have an investment property and may add more as we go.


Beyond paying off debt, there are many goals I have for the long-term.  I like to break them into three sections, financial, business, and personal.  Funny thing is though, a lot of them still have something to do with financial.  Financially I would like to start planning for my retirement and put money away for my children’s future education.  I thought I was going to be able to pass down my GI Bill to my children, but for some reason I think I only have 10 years to start this.  I have to ask someone at the VA.  Business goals – I want a real living breathing lifestyle business.  At one time I thought this would be getting into the food truck/vendor arena.  I had a dream to sell homemade italian ice at festivals and fairs, especially music fairs.  And I would still love to do this at sometime, especially once my children are old enough to help me run this business.  But my current long-term goal, is to make use of all this internet marketing education I have been learning since 2007, to make even more money than I do now.

Personally I would love to be able to remarry my wife, I feel as I ripped her off and getting a quick marriage. She was very unhappy with her dress, and we were both unhappy with how our pictures came out.


My ULTIMATE long term goal and by that I mean 10 years…would be to have my home paid for and be in a position that I could either 1) work far less and/or 2) be in a position to help my children as my parents have helped me over the young adult years.  I have that time frame in mind as that is the year my youngest will graduate from high school and hopefully, head to college.
Other than that, I would like to be able to travel, not huge trips so much, as just be able to get in the car and go when the travel bug hits.


I’m not sure if this is supposed to be “financial” goals or otherwise, so I’ll give a bit of both. Financially, I’d love to be stable enough to be able to “retire” early. I enjoy working so I imagine I’d probably continue working for fun rather than necessity, but probably only a part-time job that allows me some freedom and flexibility. Instead of having to work to survive, I’d love to be able to develop some hobbies I’ve always wanted to cultivate. I would love to garden, for example. Hard to do when we don’t own a home and have been moving about every year or so. I’ve been making more food products home-made for health and financial reasons (cheaper and no “gross” unnatural ingredients), but I would love to get into this more and in additional avenues (beyond food). A friend of my mom’s makes beautiful soaps, for example – I’d love to learn to do that! Having more time to do my scrapbooking/crafting would be fabulous. And being able to spoil my friends and families with little trips or thoughtful gifts! Basically, I’d just like to be able to do what I want without feeling like a slave to a job out of necessity. 

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So, what do you think ?