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How to Create an Emergency Kit to Complement Your Debt Reduction Journey


This is a guest post from Carolyn at Totally Ready. She blogs all about being prepared for an emergency. I’ve been thinking of getting ourselves a little more prepared for the unexpected, so this is a timely guest post. I hope you enjoy!

After hurricane Katrina I became very concerned when I could not find a good 72 hour kit to recommend to people who asked me where the best place was to purchase one. So…I began my own preparedness business. I kept feeling there was more to do and I resurrected a blog I had abandoned. It soon became clear that if families were going to prepare for disaster they also needed ways to save money so they could afford the items they would need to purchase. Now my blog is about saving money, making money and preparing. I feel all go hand in hand and you really can’t be debt free unless you are prepared to care for all the needs of your family.

I believed in and practiced storing food long before the government encouraged us all to have a 3 month supply. It has gotten us through job losses, unexpected illness and now we are using it to keep our food budget under control as prices rise. As I watch the flooding in the center of the country and remember the blizzards, power outages and tornadoes this winter I am more convinced this is the time to prepare to care for our family during a time or natural disaster or a terrorist attach.

Get yourself a good 72 hour kit. You should have a kit for every member of your family. Even very young children can carry some of their own things. It is so important that during a time of high stress for you that they feel safe. Having their own kit will give them the sense that things will be okay. Their kits should include a small toy, a few clothes, a treat, a little water and their own diapers if they are still needed. All things you should already have around the house. You can purchase some small backpacks that have adjustable straps making them perfect for young children.

If you have elderly or disabled parents or friends get them a fishing vest for their kit. These vests have several small pockets that are perfect for stashing medications and other necessary items.

So what can you do now for free? First, run off a list of items which should be included in a good 72 hour kit.

Try a scavenger hunt tonight. Begin by collecting all the unused backpacks around the house. Eliminate any that are too small or too damaged. You will want room for everything on that list so make sure you don’t skimp on the size. If you don’t have enough back packs place all your items in a large trash bag until you can afford to purchase more packs. Now you can begin with the other items. We all have some: flashlights, whistles, TP, hygiene items, clothing, hats, sunglasses, prescription and over the counter medications. Once you have the list you will understand how many items you already have.

Just a few tips:

When you add clothing to your kit be sure the clothing for children is always at least one size too big, two sizes is better. The same holds true for diapers. You can always make something too large work but if it is too small you are sunk! NEVER include clothing with your family or a child’s name on it. In other words no old jerseys. During the confusion of a disaster you may be separated from your child and you don’t want them advertising their names. It makes it too easy for a predator to convince your child that it is safe to leave with them.

When adding food be sure you do not add foods that are salty. During an emergency there will be limited water available. This is also the reason you never want to add instant foods. There just won’t be water to reconstitute that oatmeal or ramen noodles. Be aware of expiration dates. I suggest you purchase emergency foods that are rated with a 3-5 year shelf life. You will end up spending more money if you store foods that need to be rotated and you forget. Emergency foods will last much longer than the 3-5 years suggested. There are energy bars that taste just like cookies and everyone I have given them to loves them. MREs are also a good choice. Canned foods weigh too much and glass jars are an obvious no no.

Glow sticks are wonderful. They are inexpensive, safe when there are gas leaks and have so many uses at other times. We use ours when there is a power outage. They light up the bathroom and hall ways all night while still being safe, unlike candles.

When adding soap, lotions, diaper rash med or other strong smelling item always put them in a separate zip lock bag. If you have food from the grocery store in your kit it will all end up tasting like the soap! Even mints and cinnamon candies will have your food tasting minty and cinnamony.

Bottom line, begin today to prepare your family for any emergency which may occur. If it all seems overwhelming check out my Seven Steps program. Each week we do seven things, some free, some not, to be better prepared. Be sure to check out the post for week 6 and look at all we accomplished in just 6 weeks. You can go back and start with our kickoff week or just begin now. The important thing, just like getting out of debt, just get started.

Thanks again Carolyn for the guest article!


  • Reply Vered@MomGrind |

    Thank you. This is so important. Despite the government’s ready campaign (www.ready.gov), most Americans haven’t taken steps to prepare for a disaster. We all should.

  • Reply Emmi |

    On that 72 hour kit, I would comment that as much of that clothing as possible (except the undies) should be wool, silk, polyester, or poly-blends at worst. Cotton will suck the heat from your body if it gets wet and it takes forever to dry. Thermofleece is always a great bet from that perspective. Warm, lightweight to carry, and if it gets wet, you can ring it out almost completely dry. I got some “brushed” polyester pants from lands end that are super comfortable to wear and they dry in an instant.

    Camping with a little hiking now and then is good way to get practice at organizing yourselves around surviving on what you carry for 72 hours. It’s also a great cheap family getaway.

  • Reply Survival Man |

    All in all this is a great start. Most people have nothing so this is a good way to start a preparedness mind frame. Once you look at what you don’t have you will continuously see gaps in your preparedness.

  • Reply carolyn |

    Just a thought on clothing. Emmi must be from cold country. I suggest you purchase clothing according to the area of the country you live in. If you are in a hot humid climate you want cotton. Cotton draws moisture from your body and as the air passes through your damp clothing it will cool you down. Polyester does not breathe and will cause you to sweat even more leading quickly to over heating, very dangerous. Wool and man-made fibers are perfect for cold climates and rainy environments as wool will continue to keep you warm even when wet.

  • Reply nadja007 |

    Yes, I agree. Having an emergency kit with you is very important because we dont know when will be the emergency happen. So, it is a bright idea to have with you all the an emergency kit.

So, what do you think ?