For the end of January, I am happy with how we did. Heck, I’m happy whenever we have an increase in our net worth! That means that we are still getting somewhere. We even broke below the $30,000 mark with our student loans. I don’t really talk about them much, but they are still there and we are only paying the minimum on those. To see all of our debt, you can always check my NetWorthIQ profile.
I was thinking about something today. There are only fifteen months between now and our goal date of May of 2009. While I still have some hope that we will be able to meet that date, I have to be a little realistic here. It will be very difficult to pay close to $1,100/month towards our credit card debt. Last month, we were able to come close to that, but that was cutting things close.
In fifteen months, a lot could happen that could help or hinder our debt reduction. I hope that things happen that will help it. But right now I am feeling a tinge of pessimism. $1,100/month is a lot to ask right now. I guess it is only a goal after all, and there’s no harm in not reaching it.
But I do want to make it. If anything, just to have a goal that was reached. So I’m not giving up just yet.