I haven’t had much to say the last few days, and that’s partly because I’ve been pretty tired and pretty stressed. Sometimes when that happens, it’s hard for me to sit down and write something that makes sense. I look at the computer screen and pretty much stare at it. I’m not sure where to begin.
I went to bed pretty early last night, and I do feel a little better today. What am I stressed about? Here’s a few things.
Every now and then, I start feeling like it is going to take forever to pay off our debt. May of 2009 (our goal date) seems like it is so far away. Then I look at our balance, and while I’m glad we have gotten as far as we have, there is still a long way to go. I think it’s normal to feel this way, and I just have to get over this hurdle. And no matter what thoughts enter my head about just going on a shopping spree…I have to ignore them. I need to make it through this rough patch and realize that what I am working to accomplish will improve our life so much. (See, I’m giving a pep talk to myself right there LOL)
I also received the yearly application in the mail for my son’s health insurance. This is the first year that we will make too much money and we will no longer qualify for his insurance. I knew that would happen, but when I held that application in my hand it really sunk in that we are going to be completely on our own and not receiving any financial help. This one is actually a mixture of being excited and scared at the same time. It’s weird.
Lastly, I’m just tired. It takes a lot out of me to keep reading and keep learning about things. I read everything I receive now from my credit cards and that takes a bit of time. I’m also in my Quicken file a lot running scenarios (if I pay X amount to the credit cards now, that will leave Y for Christmas gifts…etc.). Not to mention the wear that working over 40 hours a week has done to me. By the time 2:00pm rolls around every day…I’m pooped. I keep saying to myself that it will be only a month and a half longer and then I will just be working 40 hours. That should help a little.
Thinking back, did life seem easier when I wasn’t worried about our debt and making more money? You bet. Did we rack up the debt? You bet. Do I want to go back to where we were? No way.
I like where we are now and the direction we are heading financially…but man, it sure is rough.