I finally scrounged up the courage to quit one of my part-time jobs. While I will miss the extra income, it will give me more time to focus on learning more (with taking a certification course) and that will help give me more earning power overall. I could even start my own business down the road if I wanted to.
It’s funny, because before I started on my debt-reduction journey, I don’t think I would have taken as long to quit. I’ve really thought through this decision and played out many different scenarios in my mind. How much less money a month would we be making? How much less money a month would I be spending?
The affect on our finances is important, but I couldn’t forget about other things. Would my stress level decrease? How much better could I keep track of home-related things? Would I be happier overall?
In this case, the part-time job was bringing in around $100/month (net). Every little bit helps when you are trying to pay as much debt as possible. But the stress caused from working over 40 hours a week was getting to me. There were deadlines at the part-time job and keeping track of everything was starting to overwhelm me. I think health and sanity wise – it was best that I quit.
I did give two month’s notice, so I have a little bit to go yet before I’m done. I feel like a big weight has been lifted off my shoulder. I’m pretty sure I made the right decision.