by Tricia
When you look at my monthly payments towards debt compared to my income (debt-to-income ratio), you will see why my debt is very bad.
I found his handy calculator to use:
Debt to Income Calculator
My monthly debt payments eat up 54% of my monthly gross income (pre-tax).
A “healthy” ratio is under 36%. If you are over 50% it is recommended that you get professional help to reduce your debt because you are in trouble.
And, as I will discuss later, my income just recently increased so I was dealing with this debt with even less income. That is why I will often give tips on how to live frugal because I have been living frugally for quite a while just to make sure bills were getting paid.
In real love you want the other person’s good. In romantic love you want the other person
How-do-you-do, just needed you to know I have added your site to my Google bookmarks because of your special blog layout. But in earnest, I think your site has one of the finest theme I’ve came across. It really helps make reading your blog a lot easier.