Timing is Going to be Important

My home repair for sure will be done next week and that will cost $900. I will have the money to cover that. Now, when our health insurance is accepted we will have to pay two months in advance (~$700) and I don’t know if we will have the money for it in our checking account.

It’s going to boil down to timing on the health insurance.

If the insurance bill is after the 11th of December, we’re okay. If it’s before, well, we’re up a creek without a paddle. Normally this wouldn’t be so bad because I could send the check a little “late” to buy some more time. But I signed up for auto pay! I love the convenience, but here’s one of the problems with doing it. Part of me hopes that the auto pay will not go into effect for a while and I have to pay with a check. Then I could have some extra time, if needed.

Unfortunately, I didn’t have time to call Blue Cross/Blue Shield to find out more about the auto pay today. I might try Friday, and hopefully they are open.

I’m trying not to think about this too much because I don’t want to stress out about it. Right now, I just want to really think about the things that I am thankful for. When you think about the world and the big picture, this little situation is just a drop in the bucket.

We have each other, our families, our friends, our health, food to eat and a roof over our heads. We have much to be thankful for.

Posted by Tricia on November 22, 2006 at 11:43 PM in Debt Updates | 2 Comments »
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Blogging Away Debt » Blog Archive » No Black Friday Deals for Me responded:
Posted: November 24th, 2006 at 10:00 am
[...] What it boils down to this year is that we do not have any cash and we probably won’t until near mid-December. Sort of a bummer, but it must be for a reason. I’m very glad I haven’t been tempted to put purchases on the credit card, since I have plenty of available credit at the moment. That is an improvement over previous years and something positive to focus on. [...]
Rosemary responded:
Posted: December 28th, 2006 at 11:03 pm
I think it is great that you are trying to get out of debt. I seriously need to start on my debt reduction too, as soon as I graduate in May. College students should not be given credit cards! I wanted to commend you for remembering that in the end it is just money. Nobody is going to put you in jail for not paying it. Keep chipping away at it. It can only get better:)