A lot of stuff is going on right now, and I can’t seem to find the words to write it down but I am trying. In the meantime, I feel obligated to report something that happened yesterday that I am not very proud of.

I have been very aggressively paying extra money towards our debt and I really didn’t leave much room for other things until payday. This lead to a little disagreement between my husband and I (one of the things I am trying to write about).

Well, we went shopping yesterday and I’m not very happy to report this…but the credit card came out. Total bill – $104.00. It hurt like you wouldn’t believe to do it and I saw my past coming back to haunt me. I know after payday I will be able to pay it right back, but that hasn’t helped how I feel. I couldn’t even swipe it – I had my husband swipe his card on one of our joint accounts.

I’ll get over having to use it, I know I will. It’s just hard to have done it and hard to have to come on here and write it. I could try to justify the use many different ways, but I don’t want to.

As I often say many times, I just have to pick myself up and keep going. I can’t let one mistake derail the progress that has been made. Just learn from what happened and keep going.



  1. Michael responded:

    Keep plugging, Tricia. We’ve all been there. The setbacks are pretty much a fact of life.

  2. mapgirl responded:

    Chin up! I had a set back this weekend that I’m not to proud of either. Wounds the pride, but sometimes putting on a happy face and perservering is the only way to make it through.

  3. Kim responded:

    Add me to the “has setbacks” list! I take solace in the fact that my overall debt level is still going down and not up. That must mean that I am still doing something right!

  4. Tricia responded:

    Thank you everyone :)

  5. Blogging Away Debt » Blog Archive » A Few Updates from the Night Owl responded:

    [...] I haven’t posted as much as I would have liked to this week. I guess I just have been a little bummed about having to use my credit card to buy groceries. [...]

  6. Blogging Away Debt » Blog Archive » Money, Marriage and Compromising responded:

    [...] My husband and I get along fairly well, except for one little thing. We often do not communicate clearly with each other. He knows that I am really trying to pay down debt (I take care of all of the finances), but I didn’t make it really clear to him how aggressive I was being. And when I say aggressive, I mean that I am often leaving only a few dollars in our checking account. That action is what led to using the credit card this past weekend. [...]

  7. Blogging Away Debt » Blog Archive » Credit Card Debt Update = $26,996 responded:

    [...] to lack of cash. I vividly remember how that made me feel when I had to do it before.   [link] [Subscribe to My Feed] [Home] [...]

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