A lot of stuff is going on right now, and I can’t seem to find the words to write it down but I am trying. In the meantime, I feel obligated to report something that happened yesterday that I am not very proud of.
I have been very aggressively paying extra money towards our debt and I really didn’t leave much room for other things until payday. This lead to a little disagreement between my husband and I (one of the things I am trying to write about).
Well, we went shopping yesterday and I’m not very happy to report this…but the credit card came out. Total bill – $104.00. It hurt like you wouldn’t believe to do it and I saw my past coming back to haunt me. I know after payday I will be able to pay it right back, but that hasn’t helped how I feel. I couldn’t even swipe it – I had my husband swipe his card on one of our joint accounts.
I’ll get over having to use it, I know I will. It’s just hard to have done it and hard to have to come on here and write it. I could try to justify the use many different ways, but I don’t want to.
As I often say many times, I just have to pick myself up and keep going. I can’t let one mistake derail the progress that has been made. Just learn from what happened and keep going.
Leave a Reply
About This Site
My Debt
- Original Debt: $38,495.86
- Paid: $19,149.13
- Remaining: $19,346.73
- Broken Down
- Auto Loan 1: $0
- Credit Card: $0 Woo Hoo!
- Student Loan: $9,501.52
- Auto Loan 2: $9,845.21
Categories
- :)
- About Me
- Blogging Buddies
- Book Reviews
- Carnivals/Festivals
- Confessions
- Credit Cards
- Credit Reports/FICO
- Debt Updates
- food
- Food Review
- Free Stuff
- General Debt
- General Personal Finance
- Good Info
- health
- Home Ownership
- Insurance
- job loss
- Keeping Motivated
- Kids & Money
- Life After Credit Card Debt
- Life Experiences
- Living Frugal
- Loans
- Making Home Affordable Program
- Making Money
- Misc
- Money & Relationships
- Monthly Spending
- Net Worth
- Parties
- Picks and Pans
- Prosper Borrowing
- Quicken Tips
- Reducing Debt
- Saving Money
- Spending Money
- taxes
- unemployment
- Ways I Save Money
- work
Finance Blogging Buddies
- 2Million
- Alpha Consumer
- Another Day of Life
- Beachgirl’s Budget Blog
- Becoming and Staying Debt Free
- Blueprint for Financial Prosperity
- Boston Gal’s Open Wallet
- Cents and Sensibility
- Consumerism Commentary
- Dash to Debt Freedom
- Debt Free Hispanic
- Debt Kid
- Debt Reduction 101
- Debtspiration
- Dedicated 2 Financial Freedom
- Drowning in $166,356.75 in Debt
- Dual Income No Kids
- Everybody Loves Your Money
- Financial Hack
- Free Money Finance
- From the Brink of Bankruptcy
- Generation X Finance
- GRACEful Retirement
- Grad Money Matters
- It’s Your Money
- Josephsangl.com
- Kick Debt’s Butt
- Lazy Man and Money
- Low Income Life
- Make Love Not Debt
- Mapgirl’s Fiscal Challenge
- Mighty Bargain Hunter
- Million Dollar Savings Club
- Money for Military
- Money is My BFF
- Money, Matter and More Musings
- My 1st Million at 33
- My Money Blog
- My Plasectomy
- My Two Dollars
- NCN Network
- NCN Podcast
- No Credit Needed
- One Million and Beyond
- Personal Finance Advice
- pfblogs.org
- Plugged in Finance
- Recovering Spender
- Saving for College
- Single Guy Money
- The Financial Ladder
- The Frugalista Files
- The Lucky Money Cat
- The Penny Saved
- The Piggy Banker
- Toxic Money
- Windy City Blues
Posted: May 22nd, 2006 at 9:34 am
Keep plugging, Tricia. We’ve all been there. The setbacks are pretty much a fact of life.
Posted: May 22nd, 2006 at 10:56 am
Chin up! I had a set back this weekend that I’m not to proud of either. Wounds the pride, but sometimes putting on a happy face and perservering is the only way to make it through.
Posted: May 22nd, 2006 at 1:34 pm
Add me to the “has setbacks” list! I take solace in the fact that my overall debt level is still going down and not up. That must mean that I am still doing something right!
Posted: May 22nd, 2006 at 1:59 pm
Thank you everyone
Posted: July 20th, 2006 at 8:03 pm
[...] I haven’t posted as much as I would have liked to this week. I guess I just have been a little bummed about having to use my credit card to buy groceries. [...]
Posted: July 20th, 2006 at 8:15 pm
[...] My husband and I get along fairly well, except for one little thing. We often do not communicate clearly with each other. He knows that I am really trying to pay down debt (I take care of all of the finances), but I didn’t make it really clear to him how aggressive I was being. And when I say aggressive, I mean that I am often leaving only a few dollars in our checking account. That action is what led to using the credit card this past weekend. [...]
Posted: September 30th, 2006 at 11:32 am
[...] to lack of cash. I vividly remember how that made me feel when I had to do it before. [link] [Subscribe to My Feed] [Home] [...]