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Posts tagged with: value

Children and Money…

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My sister had to take my mom to Urgent Care yesterday (lest dad be ever so lonely in having health concerns). I called to ask if they needed company while they waited for test results and they declined but asked if I wouldn’t mind stopping to pick up my six year old nephew who was sitting with them at the hospital.

I loaded my nephew into the back of my car and about 15 minutes into our traffic jammed commute, he started crying. 15 minutes after that, he was sobbing. Sure I understand. Grandma is in the hospital, mom is busy, it’s scary, and he’s tired but…

I have absolutely no idea what to do with a crying kid.

You’d think I’d be experienced at this since I’ve got 11 nieces and nephews, but crying in traffic? No clue.

I gave him my iPod which kept him entertained for 10 minutes, until the battery died. After that, more crying.

We sat in traffic for another 40 minutes until my gas light blinked on. “I’m sorry buddy. I’ve got to stop for gas. We’ll be home soon OK?”

Silence.

Long drawn out sniffle.

“Can I get candy in the gas store?” he whispered.

“Sure buddy. Anything you want.”

“Can I get TWO candies?” he asked, the tears drying in his excitement.

“Possibly cause diabetes? Contribute to childhood obesity? Sure. Why not?” I replied.

“How about a large soda too?” he asked.

I was willing to buy part ownership in Shell gas station if that’s what it took to make him stop crying.

He picked out the two largest bags of candy, filled up a soda cup the size of his head, and off we went to sit in traffic again. There wasn’t a single tear the rest of the way home and I got a huge ‘Thanks Auntie Beks!!’ with a hug before he left (I didn’t mention the sugar overload to my sister – I value my life far too much).

I can say no to myself all day long but to kids? I’m putty. If this experience is any indication of my future financial and health dealings with my own children… I’m dead.


Recognizing Good Banks…

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Based on my current experience with Bank of America, it’s been easy to rant about bad banks – especially when articles like this surface. Unfairly, I have failed to share the good with the bad and have not adequately praised those who deserve it.

My sister and I were discussing our choices in mortgage lenders last night and were both surprised at how pleased we were with Wells Fargo (Her first mortgage and my home equity line are with Wells Fargo). And yes, we talk about stuff like that. Today’s topic at lunch? The differences between revolving and installment accounts and their impact on credit scores – oh, and the wow factor of that good looking guy from New Moon.

Wells Fargo’s service over the last three years has far exceeded my expectations. As an example, I had a concern about my account a few months ago and wanted to talk to a Wells Fargo representative. The representative, John, resolved my concern kindly and quickly then gave me his phone extension if I ever needed to call again.

I’ve heard about movements to convince consumers to pull money out of big banks and move it to small local banks. It sounds like a good idea… but I’m not planning on removing my Vice Grip clasp from Wells Fargo anytime in the near future. If I could, I’d move my first mortgage to Wells Fargo because I feel a connection with them. I feel valued. Sometimes I pick up the phone to call John to invite him to a summer BBQ before I remember John doesn’t live in California and he’d probably be a little more than creeped out that the lady with the endless questions from San Diego wants to spend time together.

Maybe you love Bank of America. Maybe you hate Wells Fargo. Maybe you hate them both and love your local credit union. It’s not about big or small banking; it’s about where you feel at home.

Banking is about feeling valued. If you don’t feel valued, it’s time to move on.


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