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Posts tagged with: tax refund

Has Anyone Seen My Husband?

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About two months ago, hubby and I agreed he would only work three nights during the week and one weekend day doing side work. The other two nights and other weekend day, I would work from home on my side work while he ‘relaxed’ and watched the baby.

Over the last month, he’s been gone every night since folks wanted to get that ‘one last thing’ ready for the holidays. Right now, he’s installing lighting in a kitchen and since the homeowners can’t use the kitchen while he’s working on it, he’s been over there every night.

I’ve been doing my side work from home while our kidlet keeps himself entertained with toys our neighbor gave him – I’m SO thankful to have a happy, mellow baby – but I work slower than usual since I have to juggle feeding and rocking him while typing. We are tired – definitely hubby more than me (poor guy!) – but all this extra work makes a huge difference. We were forced to rely on our guestimated tax refund to pay off the rest of our debt but now it looks like we may have enough to put us on our way toward saving a larger emergency fund.

I just keep telling myself, it won’t be like this forever. We won’t always be this tired and we won’t always be blessed with this much work. Yes, I see all this work as a blessing – especially in this economy.

Two more months.


A trip to the emergency room… without insurance.

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I was CERTAIN my husband would be healthy and accident free until he received healthcare from his employer. He started work in mid-January and was promised coverage by February 1st. I was finally starting to feel at ease about his healthcare issue.

When my husband called me from work on Friday to let me know he had injured his eye and needed urgent care he mentioned…he had no healthcare coverage.

His employer had failed to send the application.

We panicked. Goodbye tax refund. Possibly goodbye house…goodbye car… goodbye right arm.

Thanks to some quick thinking on my husband’s part, his was rerouted to the hospital at his school rather than to the local emergency room.

A few hours later he was bandaged, drugged, and… bill free. Because he is an active student, he is given certain medical care for free. Whew!

For those of you who attend, or have children who attend, large universities, consider researching the medical options available. It could save you a bundle.


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