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Posts tagged with: Target

Never Financing Furniture Again!

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Remember when I came to you with my nitty gritty debt details post. I admitted that we had financed a bed last summer to the tune of $2500. Insanity. I know.

And yet the urge has struck again. No worries, we didn’t rush off and finance new furniture (we will NEVER finance furniture again!!!). But if we weren’t up to our eyeballs in debt right now, buying furniture would be on the top of the list! Specifically….a dining room table.

For those readers who have been around since my first post (hi!! *waves*), you may recall this little tidbit about us. Remember, my husband and I are originally from Austin, TX but had been living in Florida for two years so I could get my Master’s degree (this is also where we accumulated the majority of our $150,000 debt). When we moved from Florida to Arizona we left just about everything behind. The honest truth is we were too broke to even pay for the U-Haul (estimated costs were around $5,000), so we just left everything behind that couldn’t fit in our trusty Kia Spectra.

When we got to Arizona we spent about $2,000 refurnishing an apartment, mostly with stuff from Goodwill, Big Lots, craigslist, and the like. Our kitchen table, for example, was a floor model at Big Lots so we got it for a steal – maybe $75 if I remember correctly? But it’s a tall barstool style table that is only meant for two people. We’re now a family of four.

At first with the babies it wasn’t a big deal because they were in high chairs. When they outgrew those, we transitioned our high chairs into a kids’ sized table and chairs (we had bought this set from Target < NOT a referral link, just an FYI in case you’re interested because I’ve found that a lot of people have no idea that convertible high chairs exist). This worked fine for awhile, but now the girls are growing and becoming less satisfied with the scenario. Every night at dinner is a battle because they want to sit with us, which translates to sitting on our laps since we can’t accommodate them at the table.

This is certainly a want versus needs thing. Obviously a new table is, in our situation, considered a “luxury” item and not a necessity. But it hasn’t stopped me from longing for one. A quick online browse told me that even “modest” tables are in the $2,000ish range.

So we’ll continue to make do with our 2-person kitchen table + baby table combo. A new table is definitely not in our immediate plans. But I’d be lying if I said my wheels weren’t spinning to try to figure out how to fit a used one into our budget (maybe save money from our regular budget for a few months and find a used one cheap at a moving sale or on craigslist??).

Be honest – is it ridiculous that I’m even considering buying a new (or new-to-us/used) kitchen table? Does anyone have experience scoring awesome deals on a used table and chairs? How much did you spend and where was it from? IF (big “if”) we even get one, I’d like to stay in the $200 or less range. Is this still too much? Should I just learn to make do with what we have and put this out of my mind for now??? But we’ll still be paying off debt for years to come, so eventually (before our debt is all gone) we HAVE to buy a table that will accommodate our family, right? Am I just making excuses now? UGH!!! NO GOOD OPTIONS – SOMEONE GIVE ME A TABLE FOR FREE!!!! : )


Cough, Ack! Spending!

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My sister and sister-in-law have been AWESOME at supplying clothing for baby Cash. My sister shopped garage sales in Kansas and brought two suitcases full of clothing. My sister-in-law has been passing over the clothing from her little boy as he outgrows it. I have purchased precisely ONE top since his birth and it wasn’t out of necessity, it was simply a cute top that said ‘Take Me To My Mummy’ for Halloween.

The recent cold spell illuminated the holes on our kidlet’s wardrobe. The poor little dude, while loaded with adorable t-shirts, pants, and jackets, has no long sleeved shirts. We were ill prepared for our weekend at the coast and needed to grab some long sleeve onesies for the trip. I asked hubby to ‘run by Target for some cheap clothes’ thinking surely, it wouldn’t cost more than $20 for a dozen or so warm tops.

Clearly, I have never purchased kids clothing before. Eek.

$60 later, he had the long sleeved tops he needed, and our clothing budget was robbed for the year.

Needless to say, I plan on hitting up some garage sales in the future and being very, VERY nice to my sister and sister-in-law while begging for hand-me-downs.


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