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Posts tagged with: moving

Learning New Financial Lessons…

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Remember the post where I was upset because I felt like I was being called a financial moron for letting my emergency fund dip from buying a new trailer while I waited to sell the old trailer?

Whelp. I’m circling back to say…it was a bit moronic.

Here’s the deal. I don’t think letting my emergency fund dip from 6 months to 4 is a terrible thing. It’s still within the ‘acceptable’ range and if a real emergency happened during that time, I could have had a ‘fire’ sale on both trailers and been made whole nearly instantly. That said, I felt a larger sense of urgency to get rid of the trailer than I would have otherwise. Had I used a larger portion of my emergency fund, I would have been in an outright panic.

Panic is never a good place to be when selling a vehicle.

We spent many weekends and late nights showing the trailer because the thought of limiting the hours for viewing might make us miss the sale. I advertised everywhere and management those ads was a hassle. My phone was ringing non-stop. I even considered delivering the trailer to a property off a rough dirt road 45 minutes from my home which would have been a liability nightmare.

How Long Did it Take to Sell?

It took four weeks to sell the trailer and we ended up getting a little less than we hoped (but still within the planned amount). We had another offer on the table for more but decided to go with the lower offer. I swore that I’d never take a lower offer just because someone had a good story but… that’s what happened.

Karma Makes Me Eat My Words Often.

We had the choice to sell the trailer to a single guy who was going to live in it who offered full asking price or sell to a retired couple who shared their desire to take their grandkids camping. Our trailer has been such a huge part of our lives and we’ve made so many special memories in it for the last few years that I wanted someone to continue that tradition. I know it’s an inanimate object. It doesn’t have feelings. But I couldn’t stand the thought of it parked somewhere. It’s our gift of adventure to their grandchildren.

What Was the Lesson?

I did receive some great ideas on how to avoid this predicament in the future. It seemed silly to have a fund in addition to my emergency fund for these types of situations but the more I thought about it, the more it made sense. We decided to start that fund right away… well… next month. This month our account is running on E. But hey, at least my emergency fund is full again. Whew.

Thank you for the suggestions. It was an interesting lesson to learn.

Working for Family

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Anyone who’s been reading my posts for the past couple of months knows that my grandmother’s health has been going down hill. And it has happened quite unexpectedly and with no warning.

Watching My Grandmother Fade

She was diagnosed with cancer last fall and up until her surgery the second week of January was extremely independent and active. She volunteered at the hospital, “work” as she calls it, three days a week, drove herself on errands regularly and for the most part functioned or could function completely independently.

After surgery, she was confused, slept all the time and so on. Just a completely different person. We are now 5 weeks out of surgery and while she has improved some, she cannot be left alone anymore. I won’t get into details, but a full time caretaker is now needed for the most basic of things…

It’s shocked and rocked us all as we were not expecting this at all. Even the doctors are all confused. They’ve run multiple tests and can find no explanation for the sudden deterioration and change in her personality/mental state.

24 Hour Care Taking Team

Needless to say, I have been asked and joined to be a part of the round the clock care taking team made up of family. It is made up of her two sons, my uncles and me. I have been covering week days from 8am-5pm (or whenever I have to pick up Princess,) they have been covering nights and weekends.

When they first asked me, they offered payment since “it is not my responsibility” (their words, not mine.) I said I was open to payment, but deferred to their decision on amount, etc. That was 3 weeks ago.

I feed her breakfast and lunch, bathe her, change her and just generally hover around her when she moves around. And it works. I can do this.

Working and Care taking is Exhausting

I am grateful that my work allows me the flexibility to work from anywhere and most anytime I want. But I have to admit that trying to get projects complete and hours in, couple with the unpredictability and stress of care taking has left me exhausted at the end of every day.

She fell off the toilet one day under my watch, and I about broke down. The stress of worrying about her when she’s not in my line of sight, it’s a lot.

The other side is that I have absolutely no opportunity to go out for breakfast or lunch to my favorite coffee shop. And I’ve been adding a few things for meals for me to her grocery shopping, which I do outside of my time with her. (Not much, but I’ve picked up a box of cereal and some sandwich meat on her dime with my uncles knowledge.)

But my question is…what do you think about “working for family” as far as payment goes? I have not brought it up again since they first asked me. And I’m not really comfortable doing that. Would you? What should I expect? Or should I just let it go?