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Posts tagged with: money

Spending ‘Free’ Money…


My company has a very generous per diem rate for traveling employees. You’d think after all this time spent penny pinching, I’d be pretty awesome at spending other people’s money – especially on the one item I tend to pinch the most… FOOD.

On my first night out, at a restaurant chosen by my coworkers, I could have ordered the filet mignon.

Totally covered in my per diem rate? Yes.

Something I love and haven’t had much of… OK, OK, haven’t had any of for as long as I can remember? Yup.

Something I didn’t order because I couldn’t wrap my silly little brain around the concept of spending nearly $40 on instead of the$12 veggie plate?


The veggie plate was fabulous by the way.

In the whole scheme of things, our company is HUGE and very few employees are paid to travel. Will my week of penny pinching someone else’s dollar make a difference? Not in the very least.

Admittedly, I should have loosened up and ordered something I REALLY, REALLY wanted at least one of those days but I guess my frugality isn’t as easy to ditch as I thought.

The Tax Man…


I’m facing my biggest foe this weekend… the IRS. This is the second year we have decided to prepare our taxes ourselves with free tax software. It’s a huge savings from the $200+ we were spending on our accountant but I’m always a little leery about dealing with the government on my own… and I work for the government.

That should tell you something.

We will still have to consult with a friend about some questions we have, but I’m hoping we’ll come out on top again. We got a huge chunk of cash back last year but we didn’t adjust our withholdings since our deductions were changing this year. I know Dave Ramsey yells at people who let the government withhold too much money, but since our deductions are far from predictable, we have to take a safe route.

I’ve cleared my schedule (and the living room floor), chilled a 6-pack of beer to keep hubby interested, and I think we’re ready.

Poll time!

Do you prepare your own taxes or pay an accountant?