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Posts tagged with: judge

Another Reason to Work on That Credit Score…

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Despite Dave Ramsey recommendations, I’m focused on my credit score and I try to encourage you to stay on top of yours as well. I’ve had the same credit card for 11 years (always carried a balance until last month) and I pay my mortgage on time – even if that means not eating… or selling something.

Sure, if I had no debt and had no plans or acquiring new debt, my credit score wouldn’t matter…

Or would it?

I was reading Parade magazine this week and was reminded of a very important reason to keep up those scores – employment. Employers are using credit scores as another way to narrow down candidates. In this rough job market, that’s the last thing you want to worry about.

My current employer ran a credit check on me prior to offering employment. I had been unemployed for 2 months but had managed to pay my bills. Had my credit score fallen, I likely would have been passed over.

Congress is considering blocking this practice but right now, it’s very legal.

Do you think credit checks are a fair way to judge potential employees?

You can read the article at Parade.com/creditscore


Good News on the Legal Front…

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I’m still sick but I got some good news today – news my poor husband had to read to me since I’m sitting in bed with an ice pack on my flaming hot head.

As I’ve said earlier, my husband and I are involved in litigation. Someone has been suing us over an incident that didn’t involve us and didn’t occur on our property. After two YEARS of legal paperwork including nightmare depositions asking insanely personal questions, our attorney finally believes what we’ve been saying all along – we don’t own the property.

We had to hire two experts to support our claim. Sure it seems simple but this is California – aka lawsuit country – and frivolous lawsuits are common. Even my parents have been sued before!

Obviously I can’t elaborate since the case is still pending but it’s a big deal to finally have someone – ANYONE – certify what we’ve been saying.

The trial is still set for Christmas but I’m hoping the new facts will cause the judge to throw the whole lawsuit out.

Ugh. Maybe I can finally cross out the ‘lawsuit’ line item in our budget.