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Posts tagged with: giving back

The Next Phase for Sea Cadet


I have hinted at the fact that Sea Cadet’s next chapter is planned out (and will include health insurance!) As he finishes his Advanced EMT certification and tests for the national registry this July, he wasn’t quite ready to make the leap into more schooling or commit to a career somewhere.

He was presented with the opportunity to work for a county about an hour from us and they would pay for his Paramedics school. I thought that was the direction he was going to go, but they required a 5 year commitment and he wasn’t ready for that.

But I think we, and by we, I mean HE has made a fantastic choice for the next year of his life…He will be serving with FEMA Corps beginning August 6th! And I couldn’t be more proud.

Why FEMA Corps?

It is the perfect combination of professional development for my service oriented son (EMT and Volunteer Firefighter) and financially stabilizing opportunity. They will cover his living expenses and provide healthcare as well as a bi-weekly allowance.

After he serves he will be eligible for the Segal AmeriCorps Education Award which will help him continue his education. His ultimate goal is to become a PA, but I believe he’s going to go a round about way to get there as he has so many other interests. And I fully support him trying everything!

We are planning now for this next phase of his life from the financial standpoint. He will not have any education debt, but we do have to deal with the latest medical emergency bills. And he will still have a phone bill and car insurance, so we are brainstorming on how to minimize all of this and save for it now since his income will be minimal.

Have you or did anyone you know serve with AmeriCorps or the Peace Corp? How was their experience? Any guiding words here?

Money in the Bank


I feel like I’ve hit a milestone today that I hadn’t really thought of…money in the bank.

I’m not talking about the 10% I’ve been setting aside in a hard to reach savings account. I’m talking about there being several hundred dollars in my primary daily living account that is not earmarked for some upcoming bill or that I’m watching like a hawk to make sure I can cover something that is coming up.  And the cool thing is, I get paid today too.

As this realization hit this morning, I was able to take a really deep breathe. And smile.

I’ve started working on a budget — really! And am also starting to think about giving back. I’ve had the opportunity of late to give back in small ways, but after what we have been through the last two years and all the blessings we received from others I really want to give back in some real tangible ways, not just sending a check to some big charity.  Something like paying someone’s electric bill as someone did from the BAD community did for us a few months. Or taking some kids back to school shopping. You get my drift. I know I have to put this in my budget AND I still have some debt to dig into.

A financial post will be forthcoming, but I just wanted to let you know that today, I smiled when I thought of my finances rather than trembling with fear or stressing about every day obligations.