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Posts tagged with: debit card

Step Away from the Debit Card!


I had a slip this weekend….well, more than just a slip…several slips.  It was, once again, the result of poor planning!  I was so enjoying this weekend doing pretty much nothing but hanging with the kids and I just did not want to plan!   Well, I literally paid the price.  How do those swipes happen so easily and add up to such a high number so fast?   Frustrating.

I’m going to give myself a break and accept that I spent $150 on total needless crap that I can’t even readily identify.  I guess if that is my only slip during the very tumultuous time….I’m doing okay.

26 day until my divorce can be final!!!!  I think getting back to my regular blogging style is in the top 5 things I am looking forward to with this chapter closing!

No Food, No Cash, and No Active Accounts…


Even though we promised not to, my husband occasionally surprises me with a gift on our anniversary. He’ll usually save a small amount of cash from his second job and buy something really thoughtful and sweet. This year, he purchased something but was unable to pay cash for it since it was out of state. He didn’t want me to see where the gift was coming from so he went to Western Union and put it on our debit card.

What he didn’t know? Transactions from Western Union automatically shut down our account for possible fraudulent activity – even though the charge was less than $100. No charges, no cash out, AND no online access. I didn’t know why the account was shut down and I couldn’t check the transactions online.

Being the naturally calm, level-headed person I am, I called my hubby to tell him our identities were stolen, we were destined for a life of poverty because of a thief, we wouldn’t be able to buy food for weeks, and we’ll die from slow starvation.

Accustomed to my overreacting downward spirals, he hung up on me, called the bank, and had the whole thing sorted out in less than 5 minutes. BUT, it would take them 24 hours to turn the cards back on and enable online access. Normally, this wouldn’t be a big deal but since this week is payday, our cash grocery fund has about 12 cents and the fridge is empty.

Dinner tonight? Pita bread and tomato soup. Breakfast tomorrow? Pita bread and tomato soup. Lunch tomorrow? Pita bread and tomato soup.

It’s going to be a long 24 hours.

Lesson learned? No more Western Union.