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Posts tagged with: class

FPU Accountability…

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We had our Financial Peace University class on Sunday. I found it incredibly difficult to share the reason we were gone for last three sessions.

Admitting we had taken a family vacation to Europe is the equivalent of telling your Alcoholics Anonymous sponsor you spent the last two and a half weeks downing bottles of Jameson.

They weren’t exactly receptive to the idea.

We explained that this was likely the last and only time we would have the opportunity to go with our family and we funded the trip fully with cash.

But still, they weren’t happy about it.

I started to get annoyed and then realized, isn’t that the point of FPU accountability? Isn’t that the reason for the class?

No, I wouldn’t have changed my decision to go… but you can bet I won’t be strolling into class with a new sweater or a cup of Starbucks anytime soon.


Financial Peace University…

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My husband and I are attending Financial Peace University (Dave Ramsey’s course) again. We attended the series two years ago but I missed nearly half when I lost my day job and started working nights.

The first class was this week and the facilitator asked if anyone was a returning student. My husband and I raised our hands along with one other couple. After the video, we gathered into a small group and were immediately asked if the course had changed our lives. My husband and I said it had and that we lived below our means.

‘Are you debt free?’ a classmate asked.

‘Um. No. We have about 10 grand left.’ I said, ashamed two years has passed and I’m still carrying financial baggage.

‘At least you are working on it. And you’re here!’ she said smiling.

The rest of the group talked about their struggles and goals for about 20 minutes and then we all headed home. It was nice to hear others are fighting the same things as me.

It’s funny that I can openly and fearlessly share every little detail about my debt with you but I’m completely ashamed to share it with the small group – then again, I don’t have to shake your hand every Sunday morning.

If you haven’t been through FPU, you should consider it. The lessons are great but more than that, you have someone to look you in the eye every week who asks… how did you do this week?

Suddenly, spending feels different.