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Posts tagged with: charitable giving

Donating to Charity While In Debt…

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One of the goals we came up with after filing taxes last year was to be more generous in our charitable giving. It’s easy to get so focused on penny-pinching that you forget there are folks out there less fortunate than yourself. For me, it’s difficult to not want to apply that amount toward debt and promise myself, “I’ll help out when I’m debt free.” To be perfectly honest, I wouldn’t have donated any more than our usual amount… but like I’ve said before, I’m married to a great guy. That great guy has a heart for helping others. Now that we have a child of our own, he has become more active in giving to children’s hospitals, giving to help hungry children in famine areas, and to programs helping children with autism.

When I was preparing our taxes this year, I was surprised how much his *cough* I mean, our charitable giving added up.

We beat our giving amount from last year…

and it felt good.

Set some goals this tax season, you may surprise yourself.


Normal by the Numbers?

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I’ve been asked to reveal my actual monthly budget numbers. I was reluctant at first and then realized it may be a learning experience and I should see if I am normal in my expectations of my money.

No, I am not going to reveal my housing costs. Asking a San Diegan to reveal her mortgage payment is like asking a New York housewife to reveal her age. The only thing likely to happen is a giant string of lies.

I’m also not going to reveal our charitable giving amounts. What we decide to give is a very personal decision and it’s not an amount I’m willing to change just to pay more on bills.

Savings: $50
Electricity/Gas: $105
Cell Phones: $100
Cable/Internet/Phone: $100
Grocery: $300
Gas: $260
Laundry: $10
Toiletries: $11
Clothing/House Repairs/Animal Care/Spending Money: $200
Water: $70
Trash: $18

All remaining money is used to pay our mortgage, our credit card, our student loans, and my husband’s truck.

So. Am I normal by the numbers? What does your budget look like?