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Posts tagged with: car loan

Where To Begin?

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I’m feeling slightly overwhelmed with where to begin now that the divorce is final.  I feel like I’ve been a racehorse in the starting gate just dying for the shot to fire and the gate to open so that I can return to my open, candid self.  I have so much I want to share and I need to be patient with myself and ask that you continue your patient reading as well.

The first thing I want to share is information about my vehicle.  Through a series of events I am currently driving a 2008 Toyota RAV with just 25,000 miles on it.  It is a long, drawn out story but the most important thing to share is that I am currently not paying a car payment.  This may be temporary until my higher interest debt is paid off, but for now I am trying to gracefully receive the help.  Right after the separation as I was about to take a hit on the minivan and get into something smaller with a smaller loan and smaller payment, my parents were kind enough to bridge a gap for me with a car they were not using.  I was successful in getting out from under the van relatively unscathed considering that we had just purchased it in November 2010.  I intially began the process to trade in my van but thanks to a series of events, I ended up selling it directly for what I owed before signing on the dotted line for the trade in.  It was a stroke of being at the right place at the right time (and it helped that it was a very nice, low mileage Honda Odyssey) and a number of individuals simply looking out for me and getting me the best deal possible.  In that sense, Steve’s poor handling of his departure paid off.  I did not ask for people to help in this way, but I do believe strongly in doing good deeds and that when you do, the blessings come back tenfold.  They came back in the form of my ending up without a car loan payment.  I could not have done this without my parents and it has been a humbling experience.  They did not want to take any money from me and I thought about insisting they take something.  After putting some thought into things and looking at my debt–I humbly accepted their generosity and vowed to tackle the debt even more aggressively.

It is humbling to share this with you and part of me just wants to continue hiding in the shadows on the car info but as someone wise told me, the readers will be persistent.  You do deserve to know if I am keeping this real.  I’m sure many of you will scoff at the fact that I am receiving this kind of help from my parents and I’ll just have to take the lumps.  It does REALLY suck but I am relieved to know that I have the help available and I will do everything in my power to both pay my parents back and pay it forward.

More to come this week but I am tired!  I had a very busy weekend with the kids!  One last thought to share:  My divorce was final on Friday but in light of the events in Connecticut, I couldn’t bring myself to “celebrate” via any social media.  I was reminded by that tragic event that  no matter what we are each going through in life, we don’t have to look far to see others facing much bigger challenges. Perspective. So I got duped by a man. I and my children are stronger for the experience and most importantly, I forgive myself.  Failure would have been to stay in an abusive relationship. There are far worse things than divorce. Remember there is always someone out there facing a much steeper climb than you.   Here’s to a great week!