by Hope
Without further ado, here is my spending plan for September.
| Flight Reimbursement | 9/1/2021 | 500 |
| Groceries | 9/1/2021 | -200 |
| Mortgage | 9/1/2021 | -350 |
| Princess – monthly allowance | 9/1/2021 | -300 |
| Saving – Emergency Fund | 9/1/2021 | -300 |
| Auto – Gas | 9/3/2021 | -30 |
| Utility – Gas/Water/Trash | 9/4/2021 | -150 |
| Pandora (Apple) | 9/4/2021 | -5 |
| USAA Life Ins | 9/4/2021 | -67 |
| GA Power | 9/5/2021 | -200 |
| Student Loan | 9/7/2021 | -300 |
| Auto – Gas | 9/10/2021 | -30 |
| Lawn Care | 9/14/2021 | -50 |
| Groceries | 9/15/2021 | -200 |
| Mortgage | 9/15/2021 | -350 |
| Savings – College | 9/16/2021 | -500 |
| USAA Auto/Renters Ins | 9/16/2021 | -457 |
| Auto – Gas | 9/17/2021 | -30 |
| Auto – Gas | 9/24/2021 | -30 |
| Gym | 9/28/2021 | -50 |
| Mortgage | 9/29/2021 | -350 |
| Amazon | 9/30/2021 | -150 |
| Car Payment | 9/30/2021 | -7900 |
| Savings – Christmas | 9/30/2021 | -500 |
| Gymnast – clothing | 9/30/2021 | -300 |
| Netflix | 9/30/2021 | -18 |
| Princess – clothing | 9/30/2021 | -300 |
I believe most of this is self explanatory, but there may be a few questions…
The Details
- Flight reimbursement – we are going to Texas for Thanksgiving again. But this time, both of the twins’ girlfriends from Virgina will accompany us. My dad and I purchased all the tickets earlier this summer when Southwest had a great deal. The girls are covering the cost of their tickets and had until 9/1 to pay me back. So that is income, but this is where I tracked it since it’s an unusual occurrence.
- Mortgage – I paid double my mortgage at the beginning of August, accidentally, but it worked out. Beginning 9/1, I am converting to bi-weekly payments of $350. This will keep me ahead of the due date and I believe help me pay it off more quickly. So for September, there will be 3 mortgage payments.
- Clothing – as I have every year, I will supply the kids (just the younger two at this point) with a clothing allowance. I’ve done this twice a year forever, so nothing new, but if you are new hear, that’s what that money is.
- Savings – I am ramping up my savings plan. Now that I know what Princess tuition will be come January, trying to be ahead of the game there. And then, of course, I continue to contribute to Christmas and my Emergency Fund. One thing to note is that the Christmas savings is so high because I did dip into that account to cover some of the college costs so need to pay it back. My savings plan will change a bit in January. More on that later.
I don’t think there are any other oddities.
Other Spending – maybe?
My dishwasher is slated to arrive this week so there may be a little bit of house spending in September just to finish out the kitchen, but it should be minimal. In fact, I’m more inclined to sell some items…so I may be doing a kitchen purge.
Princess took our Keurig and mini fridge. But I am finding that I have a number of appliances that I just never use. And am definitely moving into more and more of a minimalist mode. The clutter irks me, especially for things never used.
Questions? Comments?
