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I’m Not Feeling Very Proud of Myself Right Now

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A lot of stuff is going on right now, and I can’t seem to find the words to write it down but I am trying. In the meantime, I feel obligated to report something that happened yesterday that I am not very proud of.

I have been very aggressively paying extra money towards our debt and I really didn’t leave much room for other things until payday. This lead to a little disagreement between my husband and I (one of the things I am trying to write about).

Well, we went shopping yesterday and I’m not very happy to report this…but the credit card came out. Total bill – $104.00. It hurt like you wouldn’t believe to do it and I saw my past coming back to haunt me. I know after payday I will be able to pay it right back, but that hasn’t helped how I feel. I couldn’t even swipe it – I had my husband swipe his card on one of our joint accounts.

I’ll get over having to use it, I know I will. It’s just hard to have done it and hard to have to come on here and write it. I could try to justify the use many different ways, but I don’t want to.

As I often say many times, I just have to pick myself up and keep going. I can’t let one mistake derail the progress that has been made. Just learn from what happened and keep going.

Credit Card Debt Update – $31,965

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I’ve been waiting all month to get the statement for Credit Card #2 today so I could update my debt. As you can tell in my little “chart” there is a significant change from April 30. Today has actually been a bummer of a day for other reasons (I’ll write later on that), but seeing that number puts a smile to my face.

I have to give a lot of credit to my tax return. It really gave a jump start to reducing my debt. Now, from this point forward, the only way I will be able to reduce that number is from our income and possibly from selling some personal items. I no longer have large chunks of money coming to use towards debt.

I admit, I am a little nervous but I’m so ready to see where this goes and see what happens. I wonder how I will feel when I can write, “Credit Card Debt Update – $0”. I smile ear to ear just thinking about it 🙂