Blogging Away Debt

Welcome Visitors From It’s Your Money: Money Musings!

I’d like to extend a warm welcome to those visiting from It’s Your Money: Money Musings. As Michael pointed out, having a blog and discussing my debt has been a huge help with reducing my debt. If you happen to be thinking of doing it – I say “Go For It!”

Interesting enough, he mentioned the word accountability and he hit the nail on the head. Today I just confessed that I used a credit card and I feel horrible. It would be easy to not include that information on my blog – but I couldn’t do that. While it feels good to share the success of being able to pay more towards my debt, it wouldn’t be right of me if I didn’t share my setbacks as well. I’m trying to give everyone the best picture of my financial situation as I can and I disclose where I spend my money as well as how much my family makes.

I hope you enjoy your stay, and I invite you to subscribe to my feed to keep updated.

A thank you to everyone for stopping by 🙂

I’m Not Feeling Very Proud of Myself Right Now

by Tricia

A lot of stuff is going on right now, and I can’t seem to find the words to write it down but I am trying. In the meantime, I feel obligated to report something that happened yesterday that I am not very proud of.

I have been very aggressively paying extra money towards our debt and I really didn’t leave much room for other things until payday. This lead to a little disagreement between my husband and I (one of the things I am trying to write about).

Well, we went shopping yesterday and I’m not very happy to report this…but the credit card came out. Total bill – $104.00. It hurt like you wouldn’t believe to do it and I saw my past coming back to haunt me. I know after payday I will be able to pay it right back, but that hasn’t helped how I feel. I couldn’t even swipe it – I had my husband swipe his card on one of our joint accounts.

I’ll get over having to use it, I know I will. It’s just hard to have done it and hard to have to come on here and write it. I could try to justify the use many different ways, but I don’t want to.

As I often say many times, I just have to pick myself up and keep going. I can’t let one mistake derail the progress that has been made. Just learn from what happened and keep going.