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My First Credit Card Late Fee in Years


One day late. That’s all, just one day late and my credit card with the lowest balance whopped me with a $29.00 late fee.

True, it is my fault it was late – but it was one day! Ugh, all I could do was kick myself. That was $29.00 that could have been used for something else. To top it off – they raised my interest rate by almost 2%! As if the $29.00 wasn’t enough 🙁

I could sit here and write a million excuses why it was late but I won’t because I have to take full accountability for what happened. That sounds so extreme as I write it, but it’s true. When you want something so bad, you have to keep focused and learn from your mistakes.

And learn I did. All of my credit cards now have the ability to schedule payments ahead of time online. And that day – I scheduled ALL of my payments for the month. That is what I am going to do from now on.

Oh – and I am even more pumped to kiss that credit card goodbye! 😉

Technorati Tags: credit+card, debt

My February Net Worth!


Drumroll please……..here it is, my February net worth:

January net worth: $-52,200.

My net worth increased by $300!!! It may not seem like much, but it is a start! I thought for sure I was going down, but I didn’t and I am VERY happy!!

There is a neat website to go to where you can keep track of your net worth, and look at the net worth of others: http://www.networthiq.com. That’s where I am listed, and here is a link to my profile.

Technorati Tags: net+worth