by Tricia
I’ve really missed blogging the past few days, but I did manage to make some progress with getting some things done. Unfortunately, I couldn’t get off of work so that put a little bit of a damper on things.
One of the biggest things I did was to really take a look at our finances. Today marks the one year anniversary of Blogging Away Debt and deep down I really wanted to pay off $15,000 of our debt by then. I’m happy to say that we did meet that goal, and our new debt total is $22,302. I did pull some money from the home repair fund that we have been saving to make it happen. I still cannot get my handiman to call me back and I’ve pretty much given up on him. It’s winter, so that’s probably why he hasn’t called. Once the snow starts melting I will call someone else to come and do the repair. I hope to replace the money I borrowed from the repair fund by then.
I also plan on putting more money into our new savings account. I don’t like to call it an emergency fund because that sounds like I am waiting for something to go wrong. I’m not sure what to call it yet. Perhaps a “contingency fund” as a reader suggested before. I believe this is important, so the debt reduction is going to go slowly for a while to get that built up.
I did some shopping for life insurance. I was hoping to write a post as I was researching, but I didn’t have enough time. I took notes and wrote down a few websites I found useful. Probably this weekend I will put it all together. Our quote to cover my husband and I for $100,000 each for 10 year term insurance: $50.00/month. Now, that could change once the nurse comes and takes our stats and takes our blood. I am not very excited about that.
I didn’t get a chance to look at disability insurance, so that is still on my “To-Do” list.
I did go shopping for a few things to giveaway on here. Expect more on the first few things later today 🙂